Instuitional Investor - Waterford Advisors, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Ishares Trust	IEF	77,322	$36,931,307	17.3%
2.	Vanguard Index Fds		57,569	$17,897,082	8.38%
3.	Vanguard Index Fds		119,420	$17,853,290	8.36%
4.	Vanguard Tax-Managed Fds		311,433	$14,917,641	6.98%
5.	Schwab Strategic Trust	FNDF	408,824	$13,789,645	6.46%