Instuitional Investor - Verabank, N.a.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Flexshares Trust		429,469	$30,299,038	8.54%
2.	Vanguard Whitehall Funds		315,321	$25,222,527	7.11%
3.	Dimensional Etf Trust		577,177	$23,369,897	6.58%
4.	Ishares Trust	IEF	32,023	$18,851,299	5.31%
5.	Apple Inc.	AAPL	61,278	$15,345,237	4.32%