Instuitional Investor - Verabank, N.a.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Flexshares Trust		415,709	$25,578,575	8.61%
2.	Vanguard Whitehall Funds		292,226	$23,185,211	7.8%
3.	Dimensional Etf Trust		402,408	$13,380,066	4.5%
4.	Apple Inc.	AAPL	65,301	$12,572,401	4.23%
5.	Ishares Trust	IEF	23,964	$11,445,925	3.85%