Instuitional Investor - Panoramic Investment Advisors, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Spdr Series Trust		279,255	$19,251,869	12.54%
2.	Vanguard Malvern Fds		92,919	$7,060,915	4.59%
3.	Schwab Strategic Trust	FNDF	195,043	$5,084,782	3.31%
4.	Ishares Tr		27,174	$4,839,198	3.15%
5.	Alphabet Inc.	GOOGL	25,095	$4,779,077	3.11%