Instuitional Investor - Kelman-lazarov, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	FNDF	793,466	$49,147,254	10.63%
2.	Vaneck Etf Trust		541,477	$45,955,115	9.94%
3.	Schwab Strategic Trust	FNDF	506,846	$42,047,960	9.1%
4.	Goldman Sachs Etf Tr		383,717	$35,996,492	7.79%
5.	Goldman Sachs Etf Tr		919,713	$30,037,827	6.5%