Instuitional Investor - Howard Wealth Management, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds		37,596	$15,430,875	8.34%
2.	Vanguard Whitehall Funds		106,641	$13,606,358	7.36%
3.	Apple Inc.	AAPL	35,501	$8,890,263	4.8%
4.	Vanguard Index Fds		33,556	$8,062,902	4.36%
5.	Vanguard Specialized Funds		29,796	$5,835,017	3.15%