Instuitional Investor - Francis Financial, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds		148,657	$64,933,300	27.86%
2.	Vanguard Bond Index Funds	BND	364,427	$27,834,919	11.94%
3.	Vanguard Whitehall Funds		150,378	$16,786,709	7.2%
4.	Vanguard Index Fds		46,254	$14,379,525	6.17%
5.	Dimensional Etf Trust		416,340	$13,336,260	5.72%