Instuitional Investor - Cornerstone Management, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - GROWTH ETF		323,425	$132,746,399	25.68%
2.	Vanguard Index Fds - VALUE ETF		535,352	$90,635,094	17.54%
3.	J P Morgan Exchange Traded F - ULTRA SHRT ETF		1,614,971	$81,346,091	15.74%
4.	Ishares Trust	IEF	364,801	$35,349,217	6.84%
5.	Spdr Ser Tr		754,541	$23,187,045	4.48%