Instuitional Investor - Cornerstone Management, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds		522,260	$78,077,870	19.91%
2.	Vanguard Index Fds		208,236	$64,736,408	16.51%
3.	J P Morgan Exchange Traded F		1,202,688	$60,411,004	15.4%
4.	Ishares Trust	IEF	334,867	$33,235,550	8.47%
5.	Spdr Ser Tr		592,475	$18,123,811	4.62%