Instuitional Investor - Cornerstone Management, Inc.

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Vanguard Index Fds - GROWTH ETF		358,738	$133,027,226	24.91%
2.	Vanguard Index Fds - VALUE ETF		540,042	$93,286,856	17.47%
3.	J P Morgan Exchange Traded F - ULTRA SHRT ETF		1,651,264	$83,603,480	15.65%
4.	Ishares Trust	IEF	368,715	$36,473,288	6.83%
5.	Spdr Ser Tr		771,307	$23,771,682	4.45%