Instuitional Investor - Arbor Trust Wealth Advisors, Llc

13F Holdings

Filing Period:

No.	Security	Ticker	Shares	Value	% Port
1.	Schwab Strategic Trust	FNDF	395,345	$10,955,000	5.13%
2.	J P Morgan Exchange Traded F - CORE PLUS BD ETF		221,972	$10,269,657	4.81%
3.	Schwab Strategic Trust	FNDF	368,316	$10,264,957	4.8%
4.	Schwab Strategic Trust	FNDF	553,349	$10,236,950	4.79%
5.	Apple Inc.	AAPL	36,432	$9,123,302	4.27%