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Filing Details

Issuer

Cik	Name	Symbol	Sector (SIC)	IRS No
101199	United Fire & Casualty Co	UFCS	Fire, Marine & Casualty Insurance (6331)	420644327

Insiders

Cik	Name	Reported Address	Insider Title	Director	Officer	Large Shareholder	Other
1451184	R Neal Scharmer	118 Second Avenue Se P.o. Box 73909 Cedar Rapids IA 52407-3909	Vp/General Counsel/Corp Sec	No	Yes	No	No

Reported Non-Derivative Transactions

Sec. Name	Acquisiton - Disposition	Date	Amount	Price	Remaning Holdings	Equity Swap Involved	Form Type	Code	Nature of Ownership	Explanation
Common Stock	Acquisiton	2009-07-15	4	$18.38	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-07-31	5	$17.47	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-08-14	4	$19.31	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-08-31	4	$20.01	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-09-15	4	$20.00	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-09-30	5	$17.90	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-10-16	4	$20.44	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-10-30	5	$17.48	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-11-13	5	$17.18	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-11-30	5	$17.18	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-12-15	5	$17.58	1,995	No	5	P	Indirect	By 401(k) Plan for self
Common Stock	Acquisiton	2009-12-31	5	$18.23	1,995	No	5	P	Indirect	By 401(k) Plan for self

Equity Swap Involved	Form Type	Code	Nature of Ownership	Explanation
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self
No	5	P	Indirect	By 401(k) Plan for self

Footnotes

This transaction is reported on Form 5 pursuant to Rule 16a-6 of the Securities Exchange Act of 1934.
Represents the approximate number of shares acquired by the trustee of the Company's 401(k) plan for Mr. Scharmer's benefit, based on a statement by the plan trustee.
The price per share represents the purchase price of shares acquired by the trustee of the Company's 401(k) plan, based on a statement of the plan trustee.
The number of securities shown as being held in or acquired or disposed of by the Company's 401(k) plan for Mr. Scharmer's benefit is the approximate number of shares of common stock for which Mr. Scharmer has the right to vote under the 401(k) plan. Such shares are not directly allocated to plan participants, but are instead held in a unitized fund consisting primarily of Company common stock, together with a small percentage of short-term investments. 401(k) plan participants acquire units in this fund.
The amount of securities beneficially held at 12/31/2009 after all reported transactions includes: 1,268 shares of restricted stock issued under the Company's 2008 Stock Plan, which vest, subject to certain conditions, on 05/21/2013; 637 shares held in the Company's Employee Stock Ownership Plan for Mr. Scharmer's benefit; and approximately 90 shares held in a Company 401(k) account for Mr. Scharmer's benefit, based on a statement of the plan trustee.