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Filing Details

Issuer

Cik	Name	Symbol	Sector (SIC)	IRS No
77776	Phh Corp	PHH	Miscellaneous Business Credit Institution (6159)	520551284

Insiders

Cik	Name	Reported Address	Director	Officer	Large Shareholder	Other
1279150	Scopia Fund Management, Llc	152 West 57Th Street 33Rd Floor New York NY 10019	No	No	Yes	No
1431207	Jeremy Mindich	C/O Scopia Fund Management Llc 152 West 57Th Street, 33Rd Floor New York NY 10019	No	No	Yes	No
1431208	Matthew Sirovich	C/O Scopia Fund Management Llc 152 West 57Th Street, 33Rd Floor New York NY 10019	No	No	Yes	No

Reported Non-Derivative Transactions

Sec. Name	Acquisiton - Disposition	Date	Amount	Price	Remaning Holdings	Equity Swap Involved	Form Type	Code	Nature of Ownership	Explanation
Common Stock	Disposition	2013-01-07	127,800	$22.93	4,167,311	No	4	S	Indirect	See Footnote
Common Stock	Disposition	2013-01-07	134,100	$22.94	4,033,211	No	4	S	Indirect	See Footnote
Common Stock	Disposition	2013-01-08	148,200	$23.16	3,885,011	No	4	S	Indirect	See Footnote
Common Stock	Disposition	2013-01-08	90,000	$23.15	3,795,011	No	4	S	Indirect	See Footnote
Common Stock	Disposition	2013-01-09	25,000	$23.39	3,770,011	No	4	S	Indirect	See Footnote

Equity Swap Involved	Form Type	Code	Nature of Ownership	Explanation
No	4	S	Indirect	See Footnote
No	4	S	Indirect	See Footnote
No	4	S	Indirect	See Footnote
No	4	S	Indirect	See Footnote
No	4	S	Indirect	See Footnote

Footnotes

This Form 4 is filed jointly by Scopia Fund Management LLC ("Scopia Management"), Matthew Sirovich and Jeremy Mindich. The securities reported in this Form 4 are held in the accounts of several investment funds and managed accounts (together, the "Investment Vehicles") for which Scopia Management serves as the investment manager and each of which individually owns less than 10% of the Issuer's outstanding shares of Common Stock. The Reporting Persons are filing this report because each of the Reporting Persons may be deemed to be a member of a Section 13(d) group that collectively owns more than 10% of the Issuer's outstanding shares of Common Stock.
Each Reporting Person disclaims beneficial ownership of the reported securities except to the extent of his or its pecuniary interest therein, and this report shall not be deemed an admission that such Reporting Person is the beneficial owner of the securities for purposes of Section 16 of the Securities Exchange Act of 1934, as amended, or for any other purpose.
Shares are held in the accounts of the Investment Vehicles. Each of Scopia Management, as the investment manager of the Investment Vehicles, and Messrs. Sirovich and Mindich, as the control persons of Scopia Management, may be deemed to beneficially own the securities held by the Investment Vehicles.