Filing Details

Accession Number:
0001193125-20-215068
Form Type:
13D Filing
Publication Date:
2020-08-10 17:24:58
Filed By:
Banco Santander, S.a.
Company:
Santander Consumer Usa Holdings Inc. (NYSE:SC)
Filing Date:
2020-08-10
SEC Url:
13D Filing
Ownership Summary

Please notice the below summary table is generated without human intervention and may contain errors. Please refer to the complete filing displayed below for exact figures.

Name Sole Voting Power Shared Voting Power Sole Dispositive Power Shared Dispositive Power Aggregate Amount Owned Power Percent of Class
Banco Santander, S.A 0 245,593,555 0 245,593,555 245,593,555 80.25%
Santander Holdings USA, Inc 0 245,593,555 0 245,593,555 245,593,555 80.25%
Filing

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

SCHEDULE 13D

Under the Securities Exchange Act of 1934

(Amendment No. 8)*

 

 

Santander Consumer USA Holdings Inc.

(Name of Issuer)

Common Stock

(Title of Class of Securities)

80283M 101

(CUSIP Number)

Gerard A. Chamberlain

Santander Holdings USA, Inc.

75 State Street

Boston, Massachusetts 02109

(617) 346-7200

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

August 10, 2020

(Date of Event Which Requires Filing of this Statement)

 

 

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.  ☐

 

 

Note: Schedules filed in paper format shall include a signed original and five copies of the schedule, including all exhibits. See Rule 13d-7 for other parties to whom copies are to be sent.

 

 

 

*

The remainder of this cover page shall be filled out for a reporting persons initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page.

The information required on the remainder of this cover page shall not be deemed to be filed for the purpose of Section 18 of the Securities Exchange Act of 1934 (Act) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

 

 

 


CUSIP No. 80283M 101  

 

  1   

NAME OF REPORTING PERSON

 

Banco Santander, S.A.

  2  

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP

(a)  ☐        (b)  ☒

 

  3  

SEC USE ONLY

 

  4  

SOURCE OF FUNDS

 

WC

  5  

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e)

 

  6  

CITIZENSHIP OR PLACE OF ORGANIZATION

 

Spain

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON

WITH

 

     7    

SOLE VOTING POWER

 

-0-

     8   

SHARED VOTING POWER

 

245,593,555

     9   

SOLE DISPOSITIVE POWER

 

-0-

   10   

SHARED DISPOSITIVE POWER

 

245,593,555

11   

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

245,593,555

12  

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES

 

13  

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

80.25%

14  

TYPE OF REPORTING PERSON

 

CO


CUSIP No. 80283M 101  

 

  1   

NAME OF REPORTING PERSON

 

Santander Holdings USA, Inc.

  2  

CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP

(a)  ☐        (b)  ☒

 

  3  

SEC USE ONLY

 

  4  

SOURCE OF FUNDS

 

AF

  5  

CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEM 2(d) OR 2(e)

 

  6  

CITIZENSHIP OR PLACE OF ORGANIZATION

 

Virginia

NUMBER OF

SHARES

BENEFICIALLY

OWNED BY

EACH

REPORTING

PERSON

WITH

 

     7    

SOLE VOTING POWER

 

-0-

     8   

SHARED VOTING POWER

 

245,593,555

     9   

SOLE DISPOSITIVE POWER

 

-0-

   10   

SHARED DISPOSITIVE POWER

 

245,593,555

11   

AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON

 

245,593,555

12  

CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES

 

13  

PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11)

 

80.25%

14  

TYPE OF REPORTING PERSON

 

CO


This Amendment No. 8 (Amendment No. 8) amends the Schedule 13D originally filed with the U.S. Securities and Exchange Commission (the SEC) by Banco Santander, S.A., a Spanish bank organized under the laws of the Kingdom of Spain (Santander), and Santander Holdings USA, Inc., a Virginia corporation and a wholly owned subsidiary of Santander (SHUSA, and together with Santander, the Reporting Persons), on November 17, 2017 as amended by Amendment No. 1 filed with the SEC by Santander and SHUSA on January 3, 2019, Amendment No. 2 filed with the SEC by Santander and SHUSA on May 24, 2019, Amendment No. 3 filed with the SEC by Santander and SHUSA on June 28, 2019, Amendment No. 4 filed with the SEC by Santander and SHUSA on July 18, 2019, Amendment No. 5 filed with the SEC by Santander and SHUSA on October 15, 2019, Amendment No. 6 filed with the SEC by Santander and SHUSA on March 6, 2020 and Amendment No. 7 filed with the SEC by Santander and SHUSA on June 10, 2020 (collectively, the Initial Statement).

The Reporting Persons have not engaged in any transactions in the shares of common stock, par value $0.01 per share (Common Stock), of Santander Consumer USA Holdings Inc. (SC or the Issuer), a Delaware corporation with its principal executive offices located at 1601 Elm St. Suite #800, Dallas, Texas 75201, since June 9, 2020, the date of Amendment No. 7. The changes in the Reporting Persons percentage interest and voting interest in the Issuer result solely from a Common Stock repurchase program undertaken by the Issuer, which resulted in a reduction in the total number of shares of outstanding Common Stock.

 

Item 1.

Security and Issuer

This Amendment No. 8 relates to the Common Stock.

 

Item 2.

Identity and Background

(a), (b), (c). The Reporting Persons are Santander and SHUSA.

Santanders principal executive offices are located at Ciudad Grupo Santander, Avda. De Cantabria, s/n 28660, Boadilla del Monte (Madrid), Spain.

SHUSA, a wholly owned subsidiary of Santander, is the parent company of Santander Bank, National Association, a national banking association, and owns a majority interest of SC. At December 31, 2019, SHUSA had approximately 16,900 employees.

SHUSAs principal executive offices are located at 75 State Street, Boston, Massachusetts 02109.

The name, business address, present principal occupation or employment and citizenship of each director and executive officer of each of Santander and SHUSA are set forth on Schedule A.

(d) and (e). Neither Santander or SHUSA nor any person identified in Item 2(a), (b) and (c) hereof has ever been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) or has been a party to any civil proceeding of any judicial or administrative body that resulted in a judgment, decree or final order against such person enjoining him against future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.

(f). Please see Schedule A.


Item 3.

Source and Amount of Funds or Other Consideration

There are no changes to Item 3 from the Initial Statement.

 

Item 4.

Purpose of Transaction

There are no changes to Item 4 from the Initial Statement.

 

Item 5.

Interest in Securities of the Issuer

Item 5(a), (b) and (c) of the Initial Statement are hereby amended and restated as follows:

(a) The aggregate percentage of Common Stock reported as beneficially owned by each Reporting Person named herein is based upon the shares of Common Stock outstanding as of this filing. SHUSA owns directly, in the aggregate, 245,593,555 shares of Common Stock. By virtue of its relationship with SHUSA discussed in further detail in Item 2, Santander may be deemed to beneficially own the Common Stock owned directly by SHUSA. As a result of recent repurchases of Common Stock by SC, these 245,593,555 shares represent approximately 80.25% of the outstanding shares of Common Stock as of this filing.

The following persons listed on Schedule A beneficially own the number of shares of Common Stock indicated: Homaira Akbari 1,232 shares of Common Stock Ms. Akbari has the sole voting and dispositive power in respect of the entirety of the number of shares of Common Stock; Stephen Alan Ferriss 16,780 shares of Common Stock, and 5,207 currently exercisable options Mr. Ferriss has the sole voting power and sole dispositive power in respect of the entirety of the number of shares of Common Stock; Edith Holiday 12,287 shares of Common Stock Ms. Holiday has the sole voting and dispositive power in respect of the number of shares of Common Stock; Juan Carlos Alvarez 8,248 shares of Common Stock Mr. Alvarez has the sole voting and dispositive power in respect of the number of shares of Common Stock; and Sandra Broderick 45,624 shares of Common Stock Ms. Broderick has the sole voting and dispositive power in respect of the number of shares of Common Stock.

(b) Each of SHUSA and Santander is deemed to have shared power to vote and dispose of the 245,593,555 shares of Common Stock owned directly by SHUSA.

(c) Except as set forth in Item 4, there were no transactions in the Common Stock effected by Santander, SHUSA or by any person identified in Item 2(a), (b) or (c) hereof during the 60 days preceding the date of this Amendment No. 8.

Except as set forth above, there are no changes to Item 5 from the Initial Statement.

 

Item 6.

Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer

There are no changes to Item 6 from the Initial Statement.

 

Item 7.

Material to Be Filed as Exhibits

The following Exhibits are filed herewith:

Exhibit 99.1 Joint Filing Agreement by and among the Reporting Persons (incorporated by reference to Exhibit 99.1 to the Initial Statement).


Signature

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Dated: August 10, 2020

 

BANCO SANTANDER, S.A.
By:   /s/ Javier Illescas
  Name:   Javier Illescas
  Title:   Group Executive Vice President, Corporate Legal
SANTANDER HOLDINGS USA, INC.
By:   /s/ Gerard A. Chamberlain
  Name:   Gerard A. Chamberlain
  Title:   Senior Deputy General Counsel and Executive Vice President

SCHEDULE A

The name, business or residential address, title, present principal occupation or employment, and citizenship of each of the directors and executive officers of Santander and SHUSA are set forth below.

Santander

 

Name

  

Business or Residential Address

  

Present Principal Occupation or

Employment

  

Citizenship

Directors

Ana Patricia Botín-

Sanz de Sautuola y OShea

  

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Executive Chairman of Banco Santander, S.A.    Spain
Belén Romana García    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain   

Non-Executive Director

(independent) of Banco Santander, S.A. and Non-

Executive Director of Aviva Plc, London and of Aviva Italia Holding SpA and of Bolsas y Mercados Españoles (BME); member of the advisory boards of GFI España and TribalData, member of the advisory board of the Rafael del Pino Foundation and co-chair of the Global Board of Trustees of the Digital Future Society

   Spain
Bruce Neil Carnegie-Brown   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660,

Boadilla del Monte (Madrid) Spain

   Vice Chairman (non-executive independent director) and coordinator of non-executive directors (lead director) of Banco Santander, S.A.; Non-Executive Chairman of Lloyds of London, Cuvva Limited, Santander UK plc and Santander UK Group Holdings plc    United Kingdom
Álvaro Cardoso de Souza    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Non-Executive Director of Banco Santander, S.A.; Non-Executive Chairman of Banco Santander (Brasil), S.A.    Portugal
Pamela Ann Walkden   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660,

Boadilla del Monte (Madrid) Spain

   Non-Executive Director (independent) of Banco Santander, S.A.; lay member of the Welfare and Ethics Committee of the Royal Veterinary College    United Kingdom

Esther Giménez-Salinas i Colomer    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain   

Non-Executive Director

(independent) of Banco Santander, S.A.; Professor emeritus at Ramón Llull University; director of the Chair of Restorative and Social Justice at the Pere Tarrés Foundation; Special Chair of Restorative Justice Nelson Mandela of the National Human Rights Commission of Mexico; director of Aqu (quality assurance agency for the Catalan university system); member of the Bioethics Committee of the Government of Catalonia

   Spain
Luis Isasi Fernández de Bobadilla    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Non-Executive Director of Banco Santander, S.A.; Non-Executive Chairman of Santander España and Independent Director at Grifols, S.A.    Spain
Henrique de Castro    Banco Santander, S.A., Avda, Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Non-Executive Director (independent) of Banco Santander, S.A.; Independent Director of Fiserv Inc. and Target Corporation    Portugal
Homaira Akbari    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain   

Non-Executive Director

(independent) of Banco Santander, S.A.; Chief Executive Officer of AKnowledge Partners, LLC; Non-Executive Chairman of Workfusion Inc.; Non-Executive Director of Landstar System, Inc. and Independent Director of Temenos, AG

  

France and United

States of America

Sergio Rial   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

  

Executive Director of

Banco Santander, S.A.; Chief Executive Officer and Vice Chairman of Banco Santander (Brazil), S.A.; Independent Director of Delta Airlines Inc. and Non-Executive Chairman of Ebury Partners Limited

   Brazil

Francisco Javier Botín-

Sanz de Sautuola y OShea

   Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain   

Non-Executive Director of

Banco Santander, S.A.; Executive Chairman of JB Capital Markets, Sociedad de Valores, S.A.U.; Chairman of the Botín Foundation and trustee of the Princess of Gerona Foundation

   Spain
José Antonio Álvarez Álvarez   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Vice Chairman and Chief Executive Officer of Banco Santander, S.A. and Non-Executive Director of Banco Santander (Brasil) S.A.    Spain
Rodrigo Echenique Gordillo    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Non-Executive Director of Banco Santander, S.A.; Chairman of the Board of Trustees and Executive Committee of the Banco Santander Foundation and
Non-Executive Director at Inditex, S.A.
   Spain
Ramiro Mato García-Ansorena    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Non-Executive Director (independent) of Banco Santander, S.A.    Spain
Sol Daurella Comadrán    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain   

Non-Executive Director

(independent) of Banco Santander, S.A.; Executive Chairman of Olive Partners, S.A.; Non-Executive Chairman of Coca Cola European Partners, Plc and other positions at Cobega Group companies

   Spain
Executive Officers (Who Are Not Directors)
Jaime Pérez Renovales   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   General Secretary and Secretary of the Board, Banco Santander, S.A.    Spain
Javier Maldonado Trinchant    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Group Head of Costs, Banco Santander, S.A.    Spain

Jennifer Scardino   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Head of Global Communications; Group Deputy Head of Communications, Corporate Marketing and Research, Banco Santander, S.A.    United Kingdom and United States of America
José Antonio García Cantera   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Group Chief Financial Officer, Banco Santander, S.A.    Spain
José Francisco Doncel Razola   

Banco Santander, S.A., Avda. de Cantabria, s/n, Ciudad Grupo Santander, 28660,

Boadilla del Monte (Madrid) Spain

   Group Head of Accounting and Financial Control, Banco Santander, S.A.    Spain
José Luis de Mora Gil-Gallardo   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

  

Group Head of Strategy,

Corporate Development and of Consumer Finance, Banco Santander, S.A.

   Spain
José Maria Linares Perou   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Global Head of Corporate and Investment Banking, Banco Santander, S.A.    United Kingdom, Bolivia
Juan Guitard Marín   

Ciudad Grupo Santander

Edificio Marisma, pl. 2

28660, Boadilla del Monte (Madrid) Spain

   Group Chief Audit Executive, Banco Santander, S.A.    Spain
Juan Manuel Cendoya Méndez de Vigo   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Group Head of Communications, Corporate Marketing and Research, Banco Santander, S.A.    Spain
Keiran Foad   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Group Chief Risk Officer, Banco Santander, S.A.    United Kingdom

Javier San Félix   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Group Head of Global Santander Payments, Banco Santander, S.A.    Spain
Marjolein van Hellemondt-Gerdingh   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Group Chief Compliance Officer    Netherlands
Mónica López-Monís Gallego   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Head of Supervisory and Regulatory Relations, Banco Santander, S.A.    Spain
José Rami Aboukhair Hurtado    Santander España, Gran Vía de Hortaleza, N°3, Edificio Cantabria, 2aPlanta, 28033, Madrid Spain    Country Head of Santander Spain    Spain
Victor Matarranz Sanz de Madrid   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Global Head of Wealth Management and Insurance, Banco Santander, S.A.    Spain
Lindsey Tyler Argalas   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Head of Santander Digital, Banco Santander, S.A.    United States of America
Dirk Marzluf   

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Group Head of Technology and Operations, Banco Santander, S.A.    Germany

SHUSA

 

Name

  

Business or Residential Address

  

Present Principal Occupation or
Employment

  

Citizenship

Directors

Ana Patricia Botín-

Sanz de Sautuola y OShea

  

Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla

del Monte (Madrid) Spain

   Executive Chairman of Banco Santander, S.A.    Spain
Stephen Alan Ferriss   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Retired    United States of America
Alan H. Fishman   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Retired    United States of America
Thomas Stephen Johnson   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Retired    United States of America
Juan Guitard Marin   

Ciudad Grupo Santander

Edificio Marisma, pl.2

28660, Boadilla del Monte (Madrid), Spain

   Group Chief Audit Executive, Banco Santander, S.A.    Spain
Hector Grisi   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Executive President and Chief Executive Officer, Grupo Financiero Santander México, S.A.B. de C.V.    Mexico
Edith Holiday   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Retired    United States of America
Guy Moszkowski   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Retired    United States of America
Timothy Wennes   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Executive Officer and President, Santander Holdings USA, Inc., Santander Bank, N.A.    United States of America

Henri-Paul Rousseau   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Visiting Professor, Paris School of Economics    Canada
Thomas Timothy Ryan, Jr.   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

  

Non-Executive Chairman,

Santander Holdings USA, Inc. and Santander Bank, N.A.

   United States of America
Javier Maldonado Trinchant    Banco Santander, S.A., Avda. Cantabria, s/n, Ciudad Grupo Santander, 28660, Boadilla del Monte (Madrid) Spain    Group Head of Costs, Banco Santander, S.A.    Spain
Executive Officers (Who Are Not Directors)
Juan Carlos Alvarez   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Financial Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.    Spain
Sandra Broderick   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Head of US Operations, Santander Holdings USA, Inc. and Santander Consumer USA Holdings Inc.    United States of America
Daniel Budington   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Strategy Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.    United States of America
Sarah Drwal   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Risk Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.    United States of America
Daniel Griffiths   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Technology Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.    United States of America
William Wolf   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Human Resources Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.    United States of America
Brian Yoshida   

c/o Santander Holdings USA, Inc.

75 State Street

Boston, MA 02109

   Chief Legal Officer, Santander Holdings USA, Inc. and Santander Bank, N.A.    United States of America