Brody Preston: Hey, I just wanted to ask on the fixed rate loan portfolio. Excuse me. It’s about $17.5 billion. I just wanted to make sure that the $7.8 billion to $7.9 billion that mentioned that reprices or matures over the next year or so. Do you happen to know what the existing yield is on that portfolio? And then what the like what new origination rates look like right now?
Timothy Crane: Well, if you look at that $7.8 billion, $6.6 billion of it is fixed rate commercial premium finance loans. So the vast majority of that is the commercial premium finance portfolio, which 1/9 of that basically turns over every month. So those loans generally are pricing at just net-net sort of prime plus 1 range, plus or minus depending on the mix of large loans versus small loans. So that portfolio will be turning over. And you can go back and look, we put in our press release, we sort of show what the indices are. You can go back and look at what prime was nine months ago and what it is now and that should be roughly the pickup you’d get in the yield on those.
Brody Preston: Got it. Thank you very much. And then I did want to ask just within the available-for-sale portfolio. You give the effective duration of 6.5. I wanted to ask you if you knew what the conditional prepayment rate you’re assuming within that duration calculation is?
David Alan Dykstra: I don’t have it handy right now. The majority of those are Ginnie Mae’s, but I’d have – I don’t know what. I don’t have it handy with me right now. We can get back to you on that, Brody.
Brody Preston: Okay, great. I just want to ask just on the CRE deep dive that you talked about where I think it was 32% would need some service type of short-term extension, 16%, a little additional attention, 50% or 52% qualifying for a renewal. I guess, is that the way it works down? You kind of look at you say you qualify. You might need a short-term extension. You probably need some more equity. I guess like what drives the delineation between just needing a short-term extension and maybe needing to bring more equity to the table? And then if you could just on the ones that need a short-term extension, like what happens after they get the short-term extension? Like how long is the extension for? And do those loans move off the balance sheet and go somewhere else? Just trying to understand the moving parts there.
Richard Murphy: Yes. The ones for short-term extensions generally are we’re transitioning out to end financing that’s probably going to be off our balance sheet. And that’s pretty typical. The history of payoffs is pretty substantial in terms of what we see every quarter just rolling off. So there’s a lot of construction financing that we do that we’re not going to be the best scenario for them in the long-term. So that’s kind of how that works and we still see lots of liquidity out in that end market. As it relates to the other part of the question, which is what are we looking for typically what triggers that conversation is really going to be performance of the underlying property, which is really our primary focus.
