We recently published a list of Why These 15 Bank Stocks Are Plunging In 2025. In this article, we are going to take a look at where Triumph Financial, Inc. (NASDAQ:TFIN) stands against other bank stocks that have been plunging in 2025.
Bank stocks are at a crossroads this year as we may finally see the Federal Reserve lower interest rates more. The Trump administration’s pressures will compound with the recent lower inflation report and the negative stock market performance, and this could impact banking companies significantly.
Despite the Fed’s “higher for longer” rate posture, inverted yield curves have compressed net interest margins while geopolitical tensions freeze cross-border capital flows. The result has been a bifurcated landscape where universal banks like JPMorgan have thrived on diversification, whereas mono-line lenders have buckled under stress.
The yield curve is no longer inverted, but recent tariff-related shocks and general uncertainty in the economy have brought on even more pain. It’s worth looking into the banks that are the worst caught in these crosscurrents if you’re looking to scoop up some value stocks.
Methodology
For this article, I screened the worst-performing bank stocks year-to-date.
I will also mention the number of hedge fund investors in these stocks. Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here).
A close-up of a cash register, with passengers lined up at the window, illustrating the company’s payments and holdings.
Triumph Financial, Inc. (NASDAQ:TFIN)
Number of Hedge Fund Holders In Q4 2024: 14
Triumph Financial, Inc. (NASDAQ:TFIN) is a diversified financial holding company.
The stock is down significantly so far in 2025 because Triumph Financial (NASDAQ:TFIN) reported disappointing fourth-quarter 2024 earnings, with a profit of $0.13 per share, falling short of the Zacks Consensus Estimate of $0.26 by 50%.
The company attributed the weak performance to higher-than-expected credit costs. It warned that first-quarter 2025 earnings would be even lower and that new initiatives would not generate material revenue in the first half of 2025.
Furthermore, it was announced that Triumph Financial was under investigation for potential securities law violations related to its earnings miss and financial disclosures.
The consensus price target of $79 implies 32.16% upside.
TFIN stock is down 34.11% year-to-date.
Overall, TFIN ranks 2nd on our list of bank stocks that have been plunging in 2025. While we acknowledge the potential of TFIN as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than TFIN but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.
READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires.
Disclosure: None. This article is originally published at Insider Monkey.
