Why These 15 Bank Stocks Are Skyrocketing So Far In 2025

Page 10 of 14

5. Franklin Financial Services Corp (NASDAQ:FRAF)

Number of Hedge Fund Holders In Q3 2024: 2

Franklin Financial Services Corp (NASDAQ:FRAF) is a bank holding company for F&M Trust.

The stock is up so much so far in 2025 due to a strategic portfolio restructuring despite a Q4 loss. The most significant catalyst came from the January 28, 2025, Q4 2024 earnings report, where FRAF sold $46.7 million in low-yield securities to reposition its portfolio for higher returns.

It caused a $3.4 million after-tax loss, many think this is a forward-looking move to improve net interest margins. Net income rose to $11.1 million for 2024.

It also declared a $0.32/share quarterly dividend for Q1 2025.

FRAF stock is up 23.08% year-to-date.

Page 10 of 14