Why These 15 Bank Stocks Are Plunging In 2025

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10. OP Bancorp (NASDAQ:OPBK)

Number of Hedge Fund Holders In Q4 2024: 11

OP Bancorp (NASDAQ:OPBK) is a holding company for Open Bank, which is a community bank that services small and medium businesses.

The stock is down significantly so far in 2025 due to OP Bancorp missing Q4 2024 earnings and rising credit risks.

OP Bancorp reported Q4 2024 earnings of $0.33 per share and missed expectations by $0.03.

Revenue of $21.35 million also fell short of the $21.6 million estimate by analysts, and credit quality deteriorated as nonperforming loans increased to 0.40% of gross loans from 0.19% in Q3 2024.

The bank has been facing pressure on its net interest margins (NIM), which slightly improved to 2.96% in Q4 2024 but remained below historical levels.

The consensus price target of $18 implies 45% upside.

OPBK stock is down 20.58% year-to-date.

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