Why These 15 Bank Stocks Are Plunging In 2025

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11. Farmers & Merchants Bancorp Inc (NASDAQ:FMAO)

Number of Hedge Fund Holders In Q4 2024: 

Farmers & Merchants Bancorp Inc (NASDAQ:FMAO) is a bank holding company that provides commercial banking services in Northwest Ohio and Northeast Indiana.

The stock is down significantly so far in 2025 due to the company’s interest rate sensitivity and fears about margin pressures.

The company reported its 2024 fourth-quarter results on February 12, 2025. While net income increased significantly year-over-year (up 51.2%), management has noted competition.

The net interest margin improved slightly to 2.84%, but higher funding costs due to elevated interest rates have pressured margins.

There has also been a lack of growth catalysts.

The consensus price target of $24 implies 2.78% upside.

FMAO stock is down 20.54% year-to-date.

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