Why These 15 Bank Stocks Are Plunging In 2025

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1. LendingClub Corp (NYSE:LC)

Number of Hedge Fund Holders In Q4 2024: 26

LendingClub Corp (NYSE:LC) is a digital marketplace bank.

The stock is down significantly so far in 2025 due to LendingClub reporting mixed Q4 2024 results. Loan originations grew 13% year-over-year to $1.85 billion and this was a deceleration from prior quarters.

Revenue rose 17% to $217.2 million, but the company issued soft guidance for Q1 2025 with projected loan originations of $1.8 billion to $1.9 billion. LendingClub’s loan origination growth has slowed significantly compared to previous quarters.

The consensus price target of $16 implies 54% upside.

LC stock is down 35.52% year-to-date.

While we acknowledge the potential of LC as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than LC but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.

READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires

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