Why These 15 Bank Stocks Are Plunging In 2025

Page 11 of 14

4. Live Oak Bancshares Inc (NYSE:LOB)

Number of Hedge Fund Holders In Q4 2024: 12

Live Oak Bancshares Inc (NYSE:LOB) is the bank holding company for Live Oak Banking Company.

The stock is down significantly so far in 2025 due to weak Q4 2024 results. Live Oak Bancshares reported disappointing fourth-quarter 2024 results. Net income fell to $9.9 million, or $0.22 per diluted share.

The increased provision expense for credit losses also weighed heavily on its earnings. It is up 87.5% year-over-year to $44.9 million. Also, interest expenses increased by over 27% for full-year 2024 due to higher deposit costs amid rising interest rates.

The consensus price target of $44.75 implies 62.11% upside.

LOB stock is down 29.57% year-to-date.

Page 11 of 14