CUSIP No. 960878106

	1.	Names of Reporting Persons. I.R.S. Identification Nos. of above persons (entities only) Jeffrey L. Gendell

	2.	Check the Appropriate Box if a Member of a Group (See Instructions)
		(a)			x
		(b)			o

	3.	SEC Use Only

	4.	Source of Funds (See Instructions) WC

	5.	Check if Disclosure of Legal Proceedings Is Required Pursuant to Items 2(d) or 2(e) o

	6.	Citizenship or Place of Organization United States

Number of Shares Beneficially Owned by Each Reporting Person With			7.	Sole Voting Power 549,000

			8.	Shared Voting Power 1,156,436

			9.	Sole Dispositive Power 549,000

			10.	Shared Dispositive Power 1,156,436

	11.	Aggregate Amount Beneficially Owned by Each Reporting Person 1,705,436

	12.	Check if the Aggregate Amount in Row (11) Excludes Certain Shares (See Instructions) o

	13.	Percent of Class Represented by Amount in Row (11) 9.4%

	14.	Type of Reporting Person (See Instructions) IN