Triumph Financial, Inc. (NASDAQ:TFIN) Q3 2023 Earnings Call Transcript

Harold Goetsch: Hey, guys. I just want to ask about the core banking side of the business. You can true your word of not really growing the asset side of the balance sheet. One of the areas where does growth real estate year-over-year. And I just wanted to get your feel on are you just seeing some great conditions right now to make some good loans to very selective opportunities for your team in that banking segment. love your thoughts on that.

Todd Ritterbusch: Yes, I think you characterized it really well. There are a lot of opportunities out there. Not all of them have adjusted to the new realities of this interest rate environment in this economy but some have. And where we see really strong tenants, really strong borrowers, great risk-adjusted returns. We are still open for business, and we will continue to be so. So yes, that’s what drove the growth last quarter.

Harold Goetsch: Okay. Thanks, Todd. Thank you, guys, for answering all my questions in queue.

Aaron Graft: Thank you.

Operator: There are no other questions on this line at this time. Thank you.

Aaron Graft: Assuming that was my invitation to conclude the call. We thank you all for joining us today. We appreciate your attentiveness in what we are doing, and we look forward to speaking with you soon. Have a great day.