Top 5 Worst Places to Retire in Florida

2. Miami

Insider Monkey Score: 37

Traffic congestion, high crime rates, and high cost of living make Miami a difficult place for retirees to adjust to. Living here is 22% more expensive than the state average, and retirees must have a hefty retirement income to live here. On average, two-bedroom apartments cost around $4,000; while median home prices were $575,000 in 2023. Moreover, the chances of getting hit by a hurricane in any given year are 16% for Miami. About 14.9% of the senior population lives below the poverty line too. The area is largely susceptible to hurricanes because of its low altitude and easterly winds that often develop during the rainy season.