Top 5 Ways to Ditch Bad Spending Habits


3. Carry cash

While credit cards have their inherent advantages, they have also made it easier for people to spend more money without really realizing. If you’re one of those people who only use their credit card for shopping, try to take a breather from this potentially devastating habit. From now on, withdraw money from the ATM and try to pay for all your products in cash. This will make it a lot harder for you to spend money erratically, which is why it is among top 5 ways to ditch bad spending habits.

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