Top 20 Most Valuable Fintech Companies in the US

Published on February 19, 2024 at 11:30 am by Ali Ahmed in Business, Industries, Lists, News

In this article, we will discuss the top 20 most valuable fintech companies in the US. If you want to skip our detailed analysis of the fintech industry, you can go directly to the Top 5 Most Valuable Fintech Companies in the US.

An Analysis of the Global Fintech Market

Fintech, or financial technology, is becoming increasingly important in the financial services industry due to its ability to leverage technology to create innovative solutions for various branches of finance. According to a report by Mordor Intelligence, the global fintech market is estimated to have reached a value of $228.24 billion in 2024. The market is expected to grow at a compound annual growth rate (CAGR) of 11.72% during 2024-2029, pushing the fintech market to reach $397.24 billion by the end of the forecasted period. The North American region accounts for the largest market share.

The high cost of traditional finance and high banking sector mark-ups have led to a surge in the adoption of fintech in various regions around the world. Changing needs and expectations of the customers combined with advancements in digital technologies, such as artificial intelligence (AI), blockchain, and automation are key factors driving growth in the global fintech market. Let’s take a look at what some of the biggest companies in the fintech market are up to.

Major Players in the Fintech Market

With established players and startups coexisting and competing, the fintech market is expected to continue growing in the coming years. Some of the most prominent names in the global fintech market are Visa Inc. (NYSE:V), Mastercard Incorporated (NYSE:MA), and Intuit Inc. (NASDAQ:INTU).

Intuit Inc. (NASDAQ:INTU) is an American multinational financial technology company that specializes in financial software. The company’s product portfolio includes the personal finance app Mint, the credit monitoring service Credit Karma, the tax preparation application TurboTax, and the small business accounting program QuickBooks. On January 8, Intuit Inc. (NASDAQ:INTU) announced that members of Credit Karma and customers of QuickBooks Online will now be able to prepare and file their 2023 taxes using TurboTax directly within the Credit Karma and QuickBooks Online product interfaces. By leveraging Intuit Inc.’s (NASDAQ:INTU) AI-platform capabilities and the tax knowledge engine that powers TurboTax, along with the personal and financial data already available in Credit Karma or QuickBooks, these integrations aim to provide a more seamless and personalized tax preparation and filing experience for both small business owners and individual tax filers.

Visa Inc. (NYSE:V) is an American multinational corporation that specializes in providing payment card services and facilitates digital payments and electronic funds transfers. On January 16, Visa Inc. (NYSE:V) announced that it has completed its acquisition of Pismo. Pismo is a global cloud-native issuer processing and core banking platform. This transaction, which is now complete, will enable clients to access core banking and card-issuer processing capabilities across all product types through cloud-native APIs. Pismo’s platform will also allow Visa Inc. (NYSE:V) to provide support and connectivity for emerging payment schemes and real-time payment networks for financial institutions.

Visa Inc. (NYSE:V) and Mastercard Incorporated (NYSE:MA) rank high among the best fintech stocks to buy in 2024. On January 31, Mastercard Incorporated (NYSE:MA) reported strong earnings for the fiscal fourth quarter of 2023, reflecting strong demand for fintech products and services. The company reported earnings per share (EPS) of $3.18, surpassing EPS estimates by $0.10. Mastercard Incorporated’s (NYSE:MA) revenue for the quarter grew by 12.57% year-over-year and amounted to $6.55 billion, ahead of market consensus by $63.04 million.

Now that we have discussed what’s going on in the global fintech market, let’s take a look at the 20 most valuable fintech companies in the US.

Methodology

In this article, we have listed the top 20 most valuable fintech companies in the US. To find the biggest fintech companies in America, we sifted through various sources including our own rankings, others’ rankings, industry reports, and we also consulted stock screeners from Yahoo Finance and Finviz. For companies that are publicly traded, we decided to rank them according to their market capitalization as of February 12, 2024. To quantify the “value” of a private company, we relied on its estimated valuation, annual revenue, or number of employees, subject to availability of data. The estimated valuation was sourced from major media reports, while the annual revenue or number of employees was sourced from companies’ official statements. Finally, we narrowed down our selection to rank the top 20 most valuable fintech companies in the US based on their market capitalization or alternative metrics for private companies, in ascending order.

By the way, Insider Monkey is an investing website that tracks the movements of corporate insiders and hedge funds. By using a consensus approach, we identify the best stock picks of more than 900 hedge funds investing in US stocks. The top 10 consensus stock picks of hedge funds outperformed the S&P 500 Index by more than 140 percentage points over the last 10 years (see the details here). Whether you are a beginner investor or a professional one looking for the best stocks to buy, you can benefit from the wisdom of hedge funds and corporate insiders.

Top 20 Most Valuable Fintech Companies in the US

20. Robinhood Markets Inc. (NASDAQ:HOOD)

Market Capitalization: $10.38 Billion

Robinhood Markets Inc. (NASDAQ:HOOD) is an American financial services company that operates an electronic trading platform to facilitate commission-free trading of stocks, exchange-traded funds, and cryptocurrencies. Robinhood Markets Inc. (NASDAQ:HOOD) has a market capitalization of $10.38 billion as of February 12, 2024. It ranks among the top 20 most valuable fintech companies in the US.

19. Toast Inc. (NYSE:TOST)

Market Capitalization: $10.81 Billion

Toast Inc. (NYSE:TOST) is an American fintech and restaurant management software company. It provides a single platform of software as a service (SaaS) products and financial technology solutions that are purpose-built for restaurants. As of February 12, 2024, Toast Inc. (NYSE:TOST) has a market capitalization of $10.81 billion.

18. Bolt Financial Inc.

Estimated Valuation: $11 Billion

Bolt Financial Inc., also known as simply Bolt, is an American financial technology company. As one of the most valuable fintech companies in the US, Bolt provides merchants with software to facilitate one-click online checkouts. According to The New York Times, Bolt Financial Inc. is valued at $11 billion, as of May 2022.

17. Ally Financial Inc. (NYSE:ALLY)

Market Capitalization: $11.2 Billion

Ally Financial Inc. (NYSE:ALLY) is an American digital financial services company that ranks among the most valuable fintech companies in the US. The company operates one of America’s largest all-digital banks and an industry-leading auto financing business. Ally Financial Inc. (NYSE:ALLY) has a market capitalization of $11.2 billion as of February 12, 2024.

16. Ripple Labs Inc.

Estimated Valuation: $11.3 Billion

Ripple Labs Inc. is an American cryptocurrency and technology company. The company develops the Ripple payment protocol and exchange network. As one of the top fintech companies, it offers blockchain solutions for finance that are faster, more transparent, and more cost-effective than traditional financial services. According to Reuters, Ripple Labs Inc. is valued at $11.3 billion, as of January 2024.

15. Deel

Estimated Valuation: $12 Billion

Deel is an American payroll and compliance provider that helps companies manage an international workforce. The company provides hiring and payment services for businesses and corporations hiring international employees and contractors. According to Forbes, Deel is valued at $12 billion, as of January 2023. It ranks among the top 15 most valuable fintech companies in the US.

14. Brex Inc.

Estimated Valuation: $12.3 Billion

Brex Inc. is an American financial services and technology company. As one of the top most valuable fintech companies in America, it offers no-fee corporate cards with travel rewards and expense tracking, bill payment, and startup debt financing. According to CNBC, Brex Inc. is valued at $12.3 billion, as of May 2023.

13. OpenSea

Estimated Valuation: $13.3 Billion

OpenSea is one of the world’s largest digital marketplaces for crypto collectibles and non-fungible tokens (NFTs). It creates tools that allow creators to launch new digital works and consumers to buy, sell, and discover exclusive digital items. According to The New York Times, OpenSeas is valued at $13.3 billion as of January 2022.

12. Plaid

Estimated Valuation: $13.4 Billion

Plaid is a financial services company that ranks 12th on our list of the top most valuable fintech companies in the US. Plaid helps companies build fintech solutions and digital finance products. The company’s technology platform allows consumers to connect their bank accounts to an app or service to carry out digital payments. According to Forbes, Plaid is valued at $13.4 billion, as of April 2021.

11. Affirm Holdings Inc. (NASDAQ:AFRM)

Market Capitalization: $13.8 Billion

Affirm Holdings Inc. (NASDAQ:AFRM) is an American fintech company that provides a buy now, pay later service for online and in-store shopping. It is one of the biggest companies in the US buy now, pay later sector. As of February 12, 2024, Affirm Holdings Inc. (NASDAQ:AFRM) has a market capitalization of $13.8 billion.

10. Chime

Estimated Valuation: $25 Billion

Chime is an American financial technology company that ranks among the top 10 most valuable fintech companies in the US. It partners with banks to provide banking products and services including mobile banking services, peer-to-peer payments, checking accounts, high-yield savings accounts, and interest-free secured credit cards. According to CNBC, Chime is valued at $25 billion, as of May 2023.

9. Coinbase Global Inc. (NASDAQ:COIN)

Market Capitalization: $35.24 Billion

Coinbase Global Inc. (NASDAQ:COIN) is an American technology company that operates a cryptocurrency exchange platform. As a distributed company, it offers a trusted and easy-to-use platform to invest, spend, save, earn, and use crypto. As one of the most valuable fintech companies in the US, Coinbase Global Inc. (NASDAQ:COIN) has a market capitalization of $35.24 billion as of February 12, 2024.

8. Block Inc. (NYSE:SQ)

Market Capitalization: $43.5 Billion

Block Inc. (NYSE:SQ) is an American financial services and digital payments company. The company’s product portfolio includes a consumer focused app “Cash App”, a buy now, pay later service “Afterpay”, and “Square”, which is a financial services platform for small and medium-sized businesses. As of February 12, 2024, Block Inc. (NYSE:SQ) has a market capitalization of $43.5 billion. Block Inc. (NYSE:SQ) is one of the most promising fintech stocks to buy as well.

7. Stripe Inc.

Estimated Valuation: $50 Billion

Stripe Inc. is an Irish-American multinational financial services company. Helping millions of companies accept payments, send payouts, and automate financial processes, Stripe Inc. offers payment-processing software and application programming interfaces for e-commerce websites and mobile applications. According to CNBC, Stripe Inc. is valued at $50 billion, as of March 2023.

6. PayPal Holdings Inc. (NASDAQ:PYPL)

Market Capitalization: $64.4 Billion

PayPal Holdings Inc. (NASDAQ:PYPL) is an American multinational financial technology company that operates an online payments system to support money transfers. As one of the top fintech companies in the world, PayPal Holdings Inc. (NASDAQ:PYPL) has a market capitalization of $64.4 billion as of February 12, 2024. It ranks 6th on our list of the most valuable fintech companies in the US.

Click to continue reading and see Top 5 Most Valuable Fintech Companies in the US.

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on June 23, 2025 at by Inan Dogan, PhD

Artificial intelligence is the greatest investment opportunity of our lifetime. The time to invest in groundbreaking AI is now, and this stock is a steal!

AI is eating the world—and the machines behind it are ravenous.

Each ChatGPT query, each model update, each robotic breakthrough consumes massive amounts of energy. In fact, AI is already pushing global power grids to the brink.

Wall Street is pouring hundreds of billions into artificial intelligence—training smarter chatbots, automating industries, and building the digital future. But there’s one urgent question few are asking:

Where will all of that energy come from?

AI is the most electricity-hungry technology ever invented. Each data center powering large language models like ChatGPT consumes as much energy as a small city. And it’s about to get worse.

Even Sam Altman, the founder of OpenAI, issued a stark warning:

“The future of AI depends on an energy breakthrough.”

Elon Musk was even more blunt:

“AI will run out of electricity by next year.”

As the world chases faster, smarter machines, a hidden crisis is emerging behind the scenes. Power grids are strained. Electricity prices are rising. Utilities are scrambling to expand capacity.

And that’s where the real opportunity lies…

One little-known company—almost entirely overlooked by most AI investors—could be the ultimate backdoor play. It’s not a chipmaker. It’s not a cloud platform. But it might be the most important AI stock in the US owns critical energy infrastructure assets positioned to feed the coming AI energy spike.

As demand from AI data centers explodes, this company is gearing up to profit from the most valuable commodity in the digital age: electricity.

The “Toll Booth” Operator of the AI Energy Boom

It owns critical nuclear energy infrastructure assets, positioning it at the heart of America’s next-generation power strategy.
It’s one of the only global companies capable of executing large-scale, complex EPC (engineering, procurement, and construction) projects across oil, gas, renewable fuels, and industrial infrastructure.
It plays a pivotal role in U.S. LNG exportation—a sector about to explode under President Trump’s renewed “America First” energy doctrine.

Trump has made it clear: Europe and U.S. allies must buy American LNG.

And our company sits in the toll booth—collecting fees on every drop exported.

But that’s not all…

As Trump’s proposed tariffs push American manufacturers to bring their operations back home, this company will be first in line to rebuild, retrofit, and reengineer those facilities.

AI. Energy. Tariffs. Onshoring. This One Company Ties It All Together.

While the world is distracted by flashy AI tickers, a few smart investors are quietly scooping up shares of the one company powering it all from behind the scenes.

AI needs energy. Energy needs infrastructure.

And infrastructure needs a builder with experience, scale, and execution.

This company has its finger in every pie—and Wall Street is just starting to notice.

Wall Street is noticing this company also because it is quietly riding all of these tailwinds—without the sky-high valuation.

While most energy and utility firms are buried under mountains of debt and coughing up hefty interest payments just to appease bondholders…

This company is completely debt-free.

In fact, it’s sitting on a war chest of cash—equal to nearly one-third of its entire market cap.

It also owns a huge equity stake in another red-hot AI play, giving investors indirect exposure to multiple AI growth engines without paying a premium.

And here’s what the smart money has started whispering…

The Hedge Fund Secret That’s Starting to Leak Out

This stock is so off-the-radar, so absurdly undervalued, that some of the most secretive hedge fund managers in the world have begun pitching it at closed-door investment summits.

They’re sharing it quietly, away from the cameras, to rooms full of ultra-wealthy clients.

Why? Because excluding cash and investments, this company is trading at less than 7 times earnings.

And that’s for a business tied to:

The AI infrastructure supercycle
The onshoring boom driven by Trump-era tariffs
A surge in U.S. LNG exports
And a unique footprint in nuclear energy—the future of clean, reliable power

You simply won’t find another AI and energy stock this cheap… with this much upside.

This isn’t a hype stock. It’s not riding on hope.

It’s delivering real cash flows, owns critical infrastructure, and holds stakes in other major growth stories.

This is your chance to get in before the rockets take off!

Disruption is the New Name of the Game: Let’s face it, complacency breeds stagnation.

AI is the ultimate disruptor, and it’s shaking the foundations of traditional industries.

The companies that embrace AI will thrive, while the dinosaurs clinging to outdated methods will be left in the dust.

As an investor, you want to be on the side of the winners, and AI is the winning ticket.

The Talent Pool is Overflowing: The world’s brightest minds are flocking to AI.

From computer scientists to mathematicians, the next generation of innovators is pouring its energy into this field.

This influx of talent guarantees a constant stream of groundbreaking ideas and rapid advancements.

By investing in AI, you’re essentially backing the future.

The future is powered by artificial intelligence, and the time to invest is NOW.

Don’t be a spectator in this technological revolution.

Dive into the AI gold rush and watch your portfolio soar alongside the brightest minds of our generation.

This isn’t just about making money – it’s about being part of the future.

So, buckle up and get ready for the ride of your investment life!

Act Now and Unlock a Potential 100+% Return within 12 to 24 months.

We’re now offering month-to-month subscriptions with no commitments.

For a ridiculously low price of just $9.99 per month, you can unlock our in-depth investment research and exclusive insights – that’s less than a single fast food meal!

Here’s why this is a deal you can’t afford to pass up:

Access to our Detailed Report on our AI, Tariffs, and Nuclear Energy Stock with 100+% potential upside within 12 to 24 months
BONUS REPORT on our #1 AI-Robotics Stock with 10000% upside potential: Our in-depth report dives deep into our #1 AI/robotics stock’s groundbreaking technology and massive growth potential.
One New Issue of Our Premium Readership Newsletter: You will also receive one new issue per month and at least one new stock pick per month from our monthly newsletter’s portfolio over the next 12 months. These stocks are handpicked by our research director, Dr. Inan Dogan.
One free upcoming issue of our 70+ page Quarterly Newsletter: A value of $149
Bonus Content: Premium access to members-only fund manager video interviews
Ad-Free Browsing: Enjoy a month of investment research free from distracting banner and pop-up ads, allowing you to focus on uncovering the next big opportunity.
Lifetime Price Guarantee: Your renewal rate will always remain the same as long as your subscription is active.
30-Day Money-Back Guarantee: If you’re not absolutely satisfied with our service, we’ll provide a full refund within 30 days, no questions asked.

Space is Limited! Only 1000 spots are available for this exclusive offer. Don’t let this chance slip away – subscribe to our Premium Readership Newsletter today and unlock the potential for a life-changing investment.

Here’s what to do next:

1. Head over to our website and subscribe to our Premium Readership Newsletter for just $9.99.

2. Enjoy a month of ad-free browsing, exclusive access to our in-depth report on the Trump tariff and nuclear energy company as well as the revolutionary AI-robotics company, and the upcoming issues of our Premium Readership Newsletter.

3. Sit back, relax, and know that you’re backed by our ironclad 30-day money-back guarantee.

Don’t miss out on this incredible opportunity! Subscribe now and take control of your AI investment future!

Subscribe Now!

No worries about auto-renewals! Our 30-Day Money-Back Guarantee applies whether you’re joining us for the first time or renewing your subscription a month later!

Insider Monkey Ads

A New Dawn is Coming to U.S. Stocks

Published on June 13, 2025 at by Insider Monkey Staff

I work for one of the largest independent financial publishers in the world – representing over 1 million people in 148 countries.

We’re independently funding today’s broadcast to address something on the mind of every investor in America right now…

Should I put my money in Artificial Intelligence?

Here to answer that for us… and give away his No. 1 free AI recommendation… is 50-year Wall Street titan, Marc Chaikin.

Marc’s been a trader, stockbroker, and analyst. He was the head of the options department at a major brokerage firm and is a sought-after expert for CNBC, Fox Business, Barron’s, and Yahoo! Finance…

But what Marc’s most known for is his award-winning stock-rating system. Which determines whether a stock could shoot sky-high in the next three to six months… or come crashing down.

That’s why Marc’s work appears in every Bloomberg and Reuters terminal on the planet…

And is still used by hundreds of banks, hedge funds, and brokerages to track the billions of dollars flowing in and out of stocks each day.

He’s used this system to survive nine bear markets… create three new indices for the Nasdaq… and even predict the brutal bear market of 2022, 90 days in advance.

Click to continue reading…

Insider Monkey Ads

Markets

Insider Trading

Hedge Funds

Retirement

Opinion

Log In

Sign Up

Top 20 Most Valuable Fintech Companies in the US

Published on February 19, 2024 at 11:30 am by Ali Ahmed in Business, Industries, Lists, News

An Analysis of the Global Fintech Market

Major Players in the Fintech Market

Top 20 Most Valuable Fintech Companies in the US

20. Robinhood Markets Inc. (NASDAQ:HOOD)

19. Toast Inc. (NYSE:TOST)

18. Bolt Financial Inc.

17. Ally Financial Inc. (NYSE:ALLY)

16. Ripple Labs Inc.

15. Deel

14. Brex Inc.

13. OpenSea

12. Plaid

11. Affirm Holdings Inc. (NASDAQ:AFRM)

10. Chime

9. Coinbase Global Inc. (NASDAQ:COIN)

8. Block Inc. (NYSE:SQ)

7. Stripe Inc.

6. PayPal Holdings Inc. (NASDAQ:PYPL)

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on June 23, 2025 at by Inan Dogan, PhD

Here’s why this is a deal you can’t afford to pass up:

A New Dawn is Coming to U.S. Stocks

Published on June 13, 2025 at by Insider Monkey Staff

Markets

Insider Trading

Hedge Funds

Retirement

Opinion

Premium

Log In

Sign Up

Top 20 Most Valuable Fintech Companies in the US

Published on February 19, 2024 at 11:30 am by Ali Ahmed in Business, Industries, Lists, News

Share

An Analysis of the Global Fintech Market

Major Players in the Fintech Market

Top 20 Most Valuable Fintech Companies in the US

20. Robinhood Markets Inc. (NASDAQ:HOOD)

19. Toast Inc. (NYSE:TOST)

18. Bolt Financial Inc.

17. Ally Financial Inc. (NYSE:ALLY)

16. Ripple Labs Inc.

15. Deel

14. Brex Inc.

13. OpenSea

12. Plaid

11. Affirm Holdings Inc. (NASDAQ:AFRM)

10. Chime

9. Coinbase Global Inc. (NASDAQ:COIN)

8. Block Inc. (NYSE:SQ)

7. Stripe Inc.

6. PayPal Holdings Inc. (NASDAQ:PYPL)

Share

AI, Tariffs, Nuclear Power: One Undervalued Stock Connects ALL the Dots (Before It Explodes!)

Published on June 23, 2025 at by Inan Dogan, PhD

Here’s why this is a deal you can’t afford to pass up:

A New Dawn is Coming to U.S. Stocks

Published on June 13, 2025 at by Insider Monkey Staff