Top 15 Checking Accounts for Seniors

4. Connexus Credit Union Xtraordinary Checking

Insider Monkey Score: 22       

Annual Percentage Yield (APY): 0.25%-1.75%           

Minimum Opening Deposit: None

Monthly Maintenance Fees:

The Connexus Xtraordinary account can earn 1.75% APY‍ on balances up to $25,000, one of the highest yields one can find. The requirement to earn yield involves 15 debit card purchases or $400 in debit card spending and eStatements. Any money above the $25,000 limit earns 0.25% APY‍. There’s free digital banking, free statements, free contactless Visa debit cards, free overdraft transfers with linked accounts, and free Connexus ATM transactions too.