Top 10 Stocks to Buy According to XN Exponent Advisors LLC

4. TransUnion (NYSE:TRU)

Number of Hedge Fund Holders as of Q4: 58

XN Exponent Advisors LLC’s Equity Stake: $176.87 Million 

TransUnion (NYSE:TRU), a leading consumer credit reporting agency, collects and analyzes credit data for over one billion individuals across more than 30 countries. Headquartered in Chicago, the company provides credit reports, fraud protection, and data analytics services to businesses and consumers. As part of its compliance with U.S. law, TransUnion (NYSE:TRU) offers consumers one free credit report annually. Beyond traditional credit reporting, the company has expanded into advanced data analytics with AI-driven solutions like TLOxp, which enhances fraud detection and risk management.

For the fourth quarter of 2024, TransUnion (NYSE:TRU) reported strong financial performance, with total revenue rising 9% year-over-year to $1.04 billion. Net income for the quarter reached $66 million, a significant increase from $6 million in the previous year. Adjusted net income grew to $192 million, while adjusted earnings per share (EPS) rose to $0.97 from $0.80 in the prior year. The company also saw a 16% increase in adjusted EBITDA, reaching $378 million. CEO Chris Cartwright attributed this growth to steady demand in the U.S. market, strong performance in financial services and insurance, and double-digit growth in international markets, particularly in India, Asia Pacific, and Latin America.

For the full year 2024, TransUnion (NYSE:TRU) reported a total revenue of $4.18 billion, reflecting a 9% increase. The U.S. segment generated $792 million in fourth-quarter revenue, driven by 21% growth in financial services and 4% growth in emerging verticals. International revenue rose 11% to $245 million, with notable gains in India, Asia Pacific, and Latin America. With strong cash flow and a growing global presence, TransUnion remains well-positioned for sustained growth in the coming years.

TransUnion (NYSE:TRU)’s Board of Directors has declared a cash dividend of $0.115 per share for the fourth quarter of 2024. The dividend will be payable on March 14, 2025, to shareholders of record on February 27, 2025.