Bart Caraway: Yes. So first of all, I mean, we’re very pleased with some of the partnering that we’re doing on the technology side. We’re going to provide some services that very few banks can do. So we’ve got some great customers like Mayfair and some others that are joining us and Mayfair is a great example of being able to provide a partnership, where they provide certain services for the market, and we’re able to buy the technology behind that. We expect that relationship to continue to grow and prosper over even through the next couple of quarters to grow pretty dramatically. As far as being able to offer the insurance, we have a couple of different products that are unique in order to offer FDIC insurance through some large accounts and continue to develop that, and that’s been a very popular product for us in the last few months from there. John?
John McWhorter: Yes. Bernie, last quarter, I think we mentioned [indiscernible] as one of our new customers, as they had sent out a release similar to this one. So we now have two customers that have sent out releases about partnering with Third Coast. So for both of those, we are their depository institution, we help with all things, deposits. There is not a lot of card services, virtually none. There is no lending. I mean these are deposit relationships. And the kind of thing that we’ve been talking about over the last year, partnering with some of these fin-tech companies that are still somewhat cash rich, and we’re optimistic that these relationships and others can make a significant difference to our deposits over the long-term.
Bernard Von Gizycki: Okay. Great, thanks for taking my questions.
Operator: Thank you. Our next question comes from the line of Jordan Ghent with Stephens Inc. Please proceed with your question.
Jordan Ghent: Hey, good morning, everyone.
Bart Caraway: Good morning.
Jordan Ghent: I just wanted to ask a few questions on credit. First, if you could give us your CRE/office exposure. If you could just give us an update, that would be great. And then also, I don’t know if I saw it mentioned, but any credit migration from classified and special mention during the quarter?
Audrey Duncan: Sure. Good morning. Our office exposure non-owner occupied is 2% of total loans. Dollar amount, it’s about the same as it was last quarter. Owner occupied is another 2.3% of total loans. And then we have about 1.5% of total loans in medical office. We don’t have any – all of our office, both owner occupied and on non-owner occupied are in Texas with the exception of $1.2 million loan. And we don’t have any – we have one loan in office that’s $1.1 million that’s classified. But the office is really – we haven’t been doing new office, but it’s been holding up well for us, and it’s in good markets.
Bart Caraway: Yes. We are really pleased that we are in the right position for this change in the marketplace. We have very little exposure and most of ours is smaller office sight. So, we don’t have any large office nor any participations in large office deals, so particularly our non-owner occupied office is just a miniscule part of our portfolio.
Audrey Duncan: The average loan balance is $1.2 million, and the average LTV on the non-owner occupied is about 53%.
Bart Caraway: And then with regard to special assets, again, we have been relatively stable. And truthfully, what we are seeing in the market is our portfolio is handling very well the market right now. We are pretty – see it’s been very stable, and e are pretty pleased with the market conditions, how well our portfolio has performed.
Jordan Ghent: Okay. Perfect. Thank you for answering that. And then maybe just one follow-up on that swap, where is that – what line item is that flowing through?
John McWhorter: So, if you are looking at the income statement on the press release, it’s going to be interest expense on deposit accounts.
Jordan Ghent: Okay. Perfect. Thank you.