The 2025 Social Security COLA Falls Short: Discover 5 Best States to Retire and Offset this Gap

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This article looks at the 2025 Social Security COLA falls short: discover the 5 best states to retire and offset the gap. You may check out our detailed analysis by jumping to 2025 Social Security COLA Falls Short: Discover the 11 Best States to Retire and Offset the Gap.

5. Delaware

Insider Monkey Score: 136

Cost of Living Index: 100.5

Median Home Price: $365,000

Retirement Tax-Friendliness: Tax-Friendly

Delaware offers a cost of living close to the national average, with a median home price of $365,000 according to Redfin Corporation (NASDAQ:RDFN). This makes it an affordable option for retirees. Its tax-friendly policies, including no sales tax, enhance its appeal. The state’s coastal charm and moderate climate further contribute to its desirability for retirees.

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