Matt Olney: Okay. Appreciate that, Matt. And then I guess, Matt sticking with, kind of the loan growth theme, I think you talked about that mid-single-digit growth, any more thoughts about, kind of how we could see that play out during the year, if that’s more front half loaded or back half loaded?
Matt Reddin : I would say, it’s going to be even best guess at this point, Matt. There’s no €“ as I said, the unfunded construction that is layered month-over-month. We project those calls to come to fruition, but then also we’ll also do a new business every day. And I’d say, it’s more of an even number than versus one front-end or back-end.
Matt Olney: Okay.
Jay Brogdon: Yes. And I think Matt €“ hey Matt, Jay here, just maybe one footnote there as well that I think is important, Bob or Matt, one probably stressed this earlier in the call, but just to remind you, durations on the asset side or loan side are certainly extending here. And so, payoffs are a lot slower in this environment. And I think that’s one thing to keep in mind as you think about sort of loan growth throughout the year. We’re not in the environment. We were a year ago where it was just, sort of pay down, pay down, pay down all the time. We’ve sort of moved beyond that, their stickiness that, sort of builds in that sort of loan growth. I think we couple that with sort of the timing of the projects that are underway on the C&D side. And it’s never going to be even throughout the year, but we don’t really see it loaded front or back. We see it more, kind of coming in systematically throughout the year.
Matt Olney: Okay, appreciate that Jay. And then I guess, kind of similar discussion on just the loan repricing of the fixed rate loans that you call out in the slide deck. I think you mentioned just over a billion dollars weighted average rate of 4.86, any color on, kind of those reprice dynamics where we stand today?
Matt Reddin : Well, Matt, from a standpoint of, kind of that of what we see kind of nearly definitely much better rate environment to reprice those loans and we are doing that and we’re opening a in our pipeline now and that has included . So, we’re very moving, very disciplined to where rates are overall, but I will also take the yield curve, it creates a challenging environment with where treasuries are. So, we’ve got to fight for every basis point, and it’s all about bringing new deposits to the bank as we do new originations with four clients. Hopefully, that makes sense to you. Matt?
Matt Olney: Yes. Thanks for that. I guess just lastly on €“ George made the comment about the last few years, as far as acquisitions and where the bank is today and it seems like you successfully completed a number of expense initiatives over the last several years. As you step back, I’m curious where the bank is today on the expense side and are there more opportunities that we could hear about in during the year?
Bob Fehlman: Jay, you want to take that?
