Mike Rizvanovic: And just in terms of the mix shift. So, if I look at your demand and notice as a percentage of your total Canadian deposits as of March, this is just the OSFI data. You’re about 5% lower than you were pre-pandemic. And this is the lowest level that I can see since 2012. I’m wondering how this mix sort of what’s the trajectory going forward, assuming rates drop later this year, early next year? I’m just trying to understand do you now have maybe for having that bigger concentration in the demand and notice category than you maybe would typically see a benefit from? It looks like it’s diminished a little bit. I’m wondering how that sort of moves from here.
Neil McLaughlin: Yes. I mean I’ve spoken to the consumer side, and I would say just everything we would look at, we’re seeing increased market share on both sides of that quarter-over-quarter, year-over-year. We have seen, I’d say, where we feel — we don’t feel satisfied is where we see the higher-end commercial deposits and particularly where we service cash management in some of the larger corporates. So, we have seen about 10% rotation on our commercial and corporate deposit balances into those term categories. So that would be one very strong trend there. And then we have seen our energy book, we’ve seen some large deposits move out for capital expenses. We’ve seen a couple of public sector. Clients spread those deposits out — but other than that, I would need to sort of really maybe take the question offline. Those will be the trends we’re we going at.
Mike Rizvanovic: Okay. That’s helpful. Maybe we can take it offline.
Dave McKay: Okay. Well, thank you. Dave here. Thank you for all the questions today. And I’ll summarize kind of where we feel we came out over the first — last quarter and the first six months of the year. And I think on the real strong positive story is our core client franchises, very strong performance across the board from Derek and the capital markets team and hitting our targets and good momentum, client momentum moving up to seventh overall market share talks to the strategy, really working. Very strong performance, relative performance in our Canadian wealth asset management and U.S. wealth franchises continuing to execute organically, grow clients, growing AUA, AUM at high ROEs and really executing very well on our plan.
Our funding continues to be a real advantage. And as Neil talked to, we continue to aim to match fund our portfolio. It’s our real strength, we continue to gain overall market share in deposits as to the last question. We see more money in motion. Clearly, it’s a global phenomenon, including our own client base, which tends to be an affluent client base in many parts of the organization. So strong volume growth, couple of areas we can definitely do better that were pointed out on the volume side. But our client franchise is healthy. We’re building it for the medium and long term, and we feel very good. We have very strong capital, I think, exceeded expectations continue to build capital very well in a number of ways, as we’ve guided you to.
