And then as we’ve continued to build out and grow our corporate and our specialty lines, which we, of course had an addition there this past quarter, that represented 29%. So we continue to hit on many different cylinders, relative to our ability to produce. The other thing I should mention here is we think about going forward, while production while pipeline production has moderated, so at payoffs. And we saw that again, this past quarter for the last two quarters. We saw payoffs below what we’ve saw on average in 2022. And well below what we saw in the year 2021. So we certainly remain disciplined in underwriting as well as pricing. And we remain optimistic about our ability to produce driven the markets, business lines, talent. I mentioned in opening comments, just the in-migration that continues in our markets.
I think, also previous economic development activity and manufacturing distribution, medical government, education, it’s a good definition of where we do business. And certainly that’s not looking past at all the economic uncertainties that that exists today. But just a testament to where we do business and our talent.
Michael Rose: I appreciate the color. So balancing the puts and takes is something like a high single digit from this quarters, 14% annualized growth somewhat in the ballpark?
Mitchell Waycaster: Yes. So Michael, it’s hard to be that specific given the — the variability that we’re seeing in pipeline and production. But I think, and the component of payoffs. But I think if you just look at the current pipeline, and, and the change quarter-over-quarter, I mean, it would lead you to that type conclusion.
Michael Rose: Great. Thanks for taking my questions.
Mitchell Waycaster: Thank you.
Operator: Our next question will come from Thomas Wendler with Stephens. Please go ahead.
Thomas Wendler: Hey, good morning, everyone.
David Meredith: Morning, Thomas.
Thomas Wendler: We saw a bit of a tick up in past two loans in 4Q. Can you give us any color there?
David Meredith: Hey Tom, this is David, good morning. A little bit of color. For the most part that was that was made up for and when we turn to the first of the year, when we get we look at the first of January. The amount of loans that paid current kind of brought us consistent back with where we would have been in prior quarters. So we don’t think it’s a — at this point, a long term trend. It was largely in the consumer space. Our commercial book continues to hold relatively flat quarter-over-quarter. So it’s largely driven to consumer. Again, we saw that number return to more of our normalized quarter, quarter in past dues after the turn on.
Thomas Wendler: All right, thank you. And then just a bit of a modeling question here for me. With the RBC acquisition, I’m just kind of thinking about the purchase accounting accretion in 1Q. Can you give me any color there, what we should expect?
James Mabry: Tom, this is Jim. There likely will be some in terms of the amount of that. I would say it would not be material, but there will be some as we go through 2023.
Thomas Wendler: All right. Thank you for that. And that’s all my questions. Thanks, guys.
James Mabry: Thank you, Thomas.
Operator: And with no remaining questions, this will conclude our question-and-answer session. I’d like to turn the conference back over to Mitch Waycaster for any closing remarks.
Mitchell Waycaster: Thank you all to — that have joined the call today. We welcome your interest and look forward to talking again soon. We next plan to participate in the Janne CEO Forum next week.
Operator: The conference has now concluded. Thank you very much for attending today’s presentation. You may now disconnect your lines.
