Brian Martin: Got it. Okay. That makes sense. Thank you, Larry. And last one was just on the – it sounds like you brought a new team on, maybe just can elaborate a little bit on just how that changes the dynamics on the wealth side? And you guys have been looking at that for a while, so congrats on that. But any commentary on that you could provide?
Todd Gipple: Sure, Brian. No, we are very excited about getting it started in Southwest Missouri, Guaranty Bank, has got a great deposit base in this community. And Southwest Missouri is a great place for us to have wealth management. So, we are very pleased to have that started. We actually have two individuals hired and have hit the ground running and bringing in new clients already. We are already integrating them with our bankers here to make sure we are getting all the right faces in front of them. So, we have very high expectations for that to grow nicely and quickly here in Southwest Missouri. The beauty of our model is we are not having to stand up and entire trust operations. We use the operations at our Quad City Bank charter, our first charter, and where all of our operational folks for trust reside.
And so that wealth management group can really just focus on bringing in clients and giving them great service. And they don’t need to worry about learning the back office. We don’t need to stand up the back office. So, this is a very, very long sales cycle and a very long process to grow wealth management. So, you are not going to see the big shifts in our revenue numbers quickly, but the sooner we get started, the sooner we are going to build hundreds of millions of dollars in AUM in this market, so we are pleased to be started. We will just tell you, we are very active in our Des Moines metro, looking to do the same thing. So, we hope to have an announcement in Des Moines sometime next year that we have gotten wealth management off and running in that last market in Des Moines.
Brian Martin: Perfect. Thank you for the color. Congrats on the quarter and the hires. Thank you.
Todd Gipple: Thanks Brian.
Larry Helling: Thanks Brian.
Operator: And our next question comes from Daniel Tamayo with Raymond James. Please go ahead.
Daniel Tamayo: Good morning guys.
Larry Helling: Good morning.
Daniel Tamayo: Most of my questions have been answered at this point. But just one question on the pipeline. You mentioned the kind of resiliency of the pipeline, but curious if that has started to slow at all through the quarter, particularly in the non-LIHTC business. And then I guess I will ask the follow-up on the LIHTC business separately.
Larry Helling: Yes. Certainly the LIHTC pipeline remains vibrant, given the demand for affordable housing. So, that’s really been fairly consistent. The demand for the core commercial business actually slowed a couple quarters ago as rates started to decline because the investor developer kind of stopped, kind of got stressed by that. We have actually had, I think people kind of – clients starting to get their head around dealing with interest rates in the 8% range. And there is certainly a slowdown in developer business, but some of our core commercial manufacturing owner occupied business, that appears to actually be bouncing back just a little bit. So, now at that 8% to 10% pace that maybe we have grown historically, but modest growth in our core commercial. And so it’s kind of a mixed bag right now, depending on which sector you are in. But we think we can continue to grow assets at the pace we outlined in our comments.
Daniel Tamayo: Okay. Great. And then I guess this is a follow-up on the LIHTC business is, have you found there is any kind of cyclicality to credit within LIHTC? I know you have talked about the credit history of that effect lasting very strong. But just curious if the loans being added at this point in the cycle have any different kind of credit attached to them in your opinion.
