We recently compiled a list of the 10 Worst Performing Fintech Stocks to Buy According to Analysts. In this article, we are going to take a look at where Payoneer Global Inc. (NASDAQ:PAYO) stands against the other fintech stocks.
Mark Palmer, Managing Director at Benchmark, joined Yahoo Finance Live on February 15, 2025, to discuss the fintech sector. He emphasized that it is currently a “stock picker’s sector.” Palmer noted that valuations in the fintech space are not connected with the growth potential of many companies.
However, he noted that not all of the fintech companies are equally positioned for success. He believes that companies heavily tied to credit, such as neobanks and online lenders, continue to be vulnerable because of growing concerns about consumer credit tightening.
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Palmer noted that some fintech companies are well-positioned to help consumers during a difficult time. For instance, companies that serve as a substitute for traditional banking, particularly for lower-income individuals who face barriers at traditional banks. He believes this type of value-added service is sustainable and companies that offer such services could experience stock boosts.
In the fintech sector, careful stock selection could be crucial. Analysts and experts see opportunities for growth in companies that offer meaningful consumer solutions.
Methodology
To compile our list of the 10 worst-performing fintech stocks to buy according to analysts, we looked for fintech companies. We reviewed our own rankings, financial media reports, ETFs, and various online resources to compile a list of fintech stocks. Then we looked for the worst-performing stocks in the fintech sector and narrowed down our list to stocks that have fallen by at least 12% year-to-date as of February 28, 2025. Next, we focused on the top fintech stocks that analysts believe have the most potential for growth. Finally, we ranked the 10 worst-performing fintech stocks to buy based on their average price target upside potential according to analysts, as of February 28, 2025.
Additionally, we mentioned the hedge fund sentiment surrounding each stock, which was taken from Insider Monkey’s Q4 2024 database of more than 1,000 elite hedge funds.
Why do we care about what hedge funds do? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here).

A closeup of virtual and physical Mastercard cards demonstrating the company’s innovative payment platform.
Payoneer Global Inc. (NASDAQ:PAYO)
Year-to-Date Performance: -15.76%
Average Price Target Upside Potential According to Analysts: 49.12%
Number of Hedge Fund Holders: 35
Payoneer Global Inc. (NASDAQ:PAYO) is an American financial technology company that offers digital payment services, and online money transfers, and provides customers with working capital to help them grow their businesses. The company operates an online platform for cross-border payments, enabling freelancers, businesses, and online sellers to send and receive money globally in multiple currencies. Payoneer Global Inc. (NASDAQ:PAYO) ranks among the worst-performing stocks to buy in the fintech sector.
The company is focused on expanding its presence in marketplace e-commerce and enhancing its offerings for small and medium-sized businesses (SMBs) through innovative financial solutions and strategic acquisitions. In 2024, Payoneer Global Inc. (NASDAQ:PAYO) acquired Skuad, a global workforce and payroll management firm. This move will help the company deliver a comprehensive financial stack for internationally operating SMBs. Additionally, in February 2025, Payoneer Global Inc. (NASDAQ:PAYO) announced that it had received regulatory approvals in China to acquire a local payment service provider. This transaction is on track to close in the first half of 2025.
Overall, PAYO ranks 4th on our list of the worst-performing fintech stocks to buy according to analysts. While we acknowledge the potential of PAYO as an investment, our conviction lies in the belief that some AI stocks hold greater promise for delivering higher returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than PAYO but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.
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Disclosure: None. This article is originally published at Insider Monkey.