PagSeguro Digital Ltd. (NYSE:PAGS) Q3 2022 Earnings Call Transcript

Artur Schunck: Yes. We have everything that we understand that is necessary is provisioning. If you take a look at the income statement, we have some write-off there that we not executed because of — it’s not efficient in terms of tax. When we think it’s efficient, we will do the write-off. But regarding to provisions, we have everything provisioned. And based on the quality of our book right now and going forward, we understood that the level of provisions that we are taking every quarter can be reduced going forward.

Pedro Leduc:

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Artur Schunck: Thank you.

Operator: Thank you. I would like to turn the floor over to Mr. Ricardo Dutra for his final remarks. Please, Mr. Dutra, you may proceed.

Ricardo Dutra: Hi, everyone, thank you for investing the time to listen to us and for the questions that we had. Happy holidays to all of you, talk to you in the call at the beginning of next year with the full-year 2022. Thank you very much.

Operator: This concludes PagBank PagSeguro’s conference call. Thank you very much for your participation. You may now disconnect, and have a great rest of your day.