Origin Bancorp, Inc. (NASDAQ:OBNK) Q4 2022 Earnings Call Transcript

Drake Mills: First off, thank you, everyone, for attending. I real quickly want to talk about our company from a 2022 highlights, the BTH partnership, the process we went through, the relationships that we’ve built, how we went through that process was amazing. Pristine credit, we continue to build what we think is a better balance sheet, a fortress balance sheet, focusing on loan/deposit growth and liquidity. Strong growth in ’22, the Texas story plus Louisiana deposits, 70% of our loans today are in Texas, 54% is in deposits with East Texas coming on. We really are excited about that partnership. Management strength. We’ve added Derek McGee and Wally Wallace, or William J. Wallace, to the team, and really have started to look at where we are today moving forward.

Second best bank in America to work for, we’re going to put the performance on top of that. We continue, and we’ll always continue to invest in people and technology to make us better, but also core deposit growth. So, as I look at this, I am extremely confident. In my career, if I could replace us with someone else or put us in a different market, I wouldn’t do it. So confident where we are, what we’re doing, the quality of this organization, our footprint, even though we’re in trying times, this is where we have shined in the past. I’m extremely confident in our ability. I appreciate the interest in this organization. Thank you for being on the call, and we’ll talk to you next quarter. Thank you.

Operator: Thank you, Drake. This concludes today’s AVer call. A replay will be made available shortly following today’s call. Thank you, and have a great day.