David Long: Okay, great. And then just to sneak one last one in here. On the operating expense guide, $939 million, I appreciate the color there. But I know you say it depends on the revenue side of the equation, but what are you assuming or can you talk about what you’re assuming on the incentive compensation to get to that $939 million level? And how that impacts the revenue side?
Brendon B. Falconer: So $939 million, that would include incentives really at target as opposed to above target. Obviously, we were — we benefited from a really great year this year. And so incentives were significantly higher this year relative to what we’re projecting…
James C. Ryan III: It’s consistent with the revenue expectations we also laid out, right. So if revenue goes up significantly, then clearly, we’d have some more incentive opportunity but given the revenue outlook we provided you and the expense base, I think those are consistent with each other.
David Long: Got it, thanks a lot guys. Appreciate it.
James C. Ryan III: Thanks David, good to hear from you.
Operator: Our next question comes from Jon Arfstrom with RBC. Please go ahead, Jon.
Jon Arfstrom: Hey, good morning everyone.
James C. Ryan III: Good morning Jon.
Jon Arfstrom: Question for you guys on loan growth. Brendon, you made a comment, I think I got it right, but some of the fourth quarter production put some pressure on the pipelines, but you still expect decent growth. What are you guys seeing in the pipeline, is it slowing? And what is your view on the cadence of growth you expect continued strong first and second quarter growth and it slows later in the year, just give us your thoughts on that?
Mark G. Sander: Well, I’ll start and Jim Sanger can add a little bit Jon. I think we feel good about — certainly, the pipeline coming down is a reflection of three really strong quarters of loan growth. And there normally is a little bit of reduction in the pipeline in Q4, so that’s normal seasonal reduction. So when we think the pipeline is at a level that can provide the growth that Brendon laid out mid-single digits for full year of 2023. And the short term still looks good. I mean, as much as there’s mixed signals out there in the economy, our C&I clients are still strong. They’re a little more cautious than they were before, but there’s still — the business is solid and strong, and the liquidity and the balance sheets are good, and they’re still investing. So CRE has slowed a bit. The interest rate environment has certainly brought down the pipeline there, and so we expect a less robust 2023 there. Jim, anything you’d add?
James C. Ryan III: I think that’s really well said. I think our C&I customers actually feel pretty good about things. They are cautiously optimistic and continuing to invest. So, we’ll see how that plays out the rest of the year. And to Mark’s comments about CRE, obviously, interest rates are causing some pressure on the pipelines there. But we’ll stay close to our borrowers and have opportunities to do the right deals with the right clients.
Jon Arfstrom: Okay. You also mentioned deposit pricing exceptions and deposit specials were a couple of comments you made earlier. Can you talk about how prevalent that is and kind of what you’re doing there?
