Max Osnowitz: Hi, thanks. It’s Max Osnowitz, it’s on for Parker. Staying on the OpenClose topic, how will the solutions thinking on the future? How will the solutions price in with the solutions you currently offer? And then how will €“ how should we consider kind of the EBITDA to hopefully be accretive once kind of brought into your business model?
Nicolaas Vlok: So coming out from a price perspective, I find that both solutions are competitively priced in the market and we’re within the pricing we have, we’re realizing economics that we find favorable as well as gaining our unit momentum. So, I don’t expect any change, material changes there beyond our normal price increase rhythm as we invest in our products and create more value for our customers. And I’ll hand on to Sean on the EBITDA realization aspect.
Sean Blitchok: Yes, I mean, clearly we’re not guiding to 2023 our earnings for Q4, our EBITDA neutral, but we do have plans for the combined company, obviously. In terms of synergies, we also, I think we’ll see a lot of top-line synergies from the combined company. Again, kind of the €“ from a product perspective, complimentary products a broader customer set. And so while, again, we’re not going to talk about the go forward FY 2023 numbers, I think you can start to see where EBITDA will improve through both the top and bottom line.
Max Osnowitz: Got it. That’s it for me. Thanks
Operator: Your next question comes from Nik Cremo from Credit Suisse. Your line is open.
Nik Cremo: Hey guys, thanks for taking my question. I just wanted to dig into the strength and lending solution and ex mortgage holding of nicely. I was wondering if you could break that out between, it’s kind of like a same-store sales from existing customers as well as contributions from new customers. And then related to that, I mean a lot of positive commentary on the pipeline. I was curious as to what kind of revenue visibility you have going into 2023, excluding the mortgage market? Thank you.
Sean Blitchok: Hey, Nik, it’s Sean. So, can you repeat your first question? I just want to make sure I’m answering the question appropriately.
Nik Cremo: Yes, sure. So the strong growth in lending solutions ex-mortgage and the quarter, how much of that ballpark was from new customers that you didn’t have last year versus existing customers?
Sean Blitchok: So a lot of it is same-store sales is what I would say. We do our bookings this year with new customers, we don’t disclose bookings, but I would say, we are seeing a healthy amount, especially given the market. But most of it is coming from same store sales. And that is in line with the volume that we’re seeing. We’re seeing healthy volumes with our existing customer base that’s supporting the top-line, especially in consumer. And then, sorry, I just lost your second question as well.
Nik Cremo: No worries. There’s just a lot of positive commentary on the call just regards to the pipeline and the success you guys had in growing it. I was curious as to what kind of revenue visibility that gives you going to 2023, kind of backing out the uncertainty with the mortgage market?
Sean Blitchok: Yes, sorry about that. So in Q3 we had a really good quarter. We have a strong pipeline for Q4. So, we have good line of sight into FY 2023 in terms of revenue, I think there’s always a how fast can you turn it on component? So one thing we haven’t talked about, is our backlog and services, which actually had a really good quarter in Q3 backlog came down where we’re performing with velocity inside of the services organization. I do think with the bookings and the new pipe that we’re seeing in Q4 it’s yet to be seen where backlog lands. But to answer your question specifically, good visibility into FY 2023, right now what we’re grappling with more is the predictability around the volumes.
Nik Cremo: Understood. Thank you very much.
Sean Blitchok: Yep. Thanks, Nik.