Mercantile Bank Corp. (MBWM)’s 4th Quarter 2014 Earnings Result Conference Call Transcript

Robert B. Kaminski Jr. – Executive Vice President, Chief Operating Officer and Secretary:

Yeah, Matt a vast majority of those increases have to reflect the fact that we had some of our openings at the end of September that were filled during the course of the fourth quarter so most of them would be stack into this backroom as you called it. Positions, they’re not new positions they were just vacancy’s that we had at the end of the third quarter that we have instilled.

Matthew Forgotson – Sandler O’Neill & Partners

Do you expect to continue to add to the back-office in the 15s or in perhaps 10s to take off as well?

Robert B. Kaminski Jr. – Executive Vice President, Chief Operating Officer and Secretary:

No, the only thing that we continue to do is just fill in the vacancies that we have, you know having gone through the merger and over the last several months and obviously a lot of planning before that has the right people in the right jobs obviously like any company any business any enterprise continue to on an on-going basis who you got doing and how they’re doing it and you obviously wanna try and find some of the efficiencies and I’ve already spoke to that but over all we do not expect to hire any new staff, again just replacing the vacancies that may come about.

Charles E. Christmas – Senior Vice President, Chief Financial Officer and Treasurer: