This article examines the 5 Best Cities for Retirees amidst the 2025 Social Security COLA Increase. You may jump to our detailed analysis of 2025 Social Security COLA Increase: 15 Best Cities for Retirees.
5. Bexley, Ohio
Insider Monkey Score: 17
IM Cost of Living Index: 91.2
Livability Score: 92
This captivating city in Ohio makes it to the 6th spot on our list of best cities for retirees after the Social Security COLA update. Loved for its small-town vibe, Bexley is home to beautiful architecture, well-maintained parks, and tree-lined streets. Overall, it’s a safe community to live in, offering affordable housing options as well as an active senior community.
4. Mauldin, South Carolina
Insider Monkey Score: 18
IM Cost of Living Index: 89.2
Livability Score: 85
Ranked as the safest and most affordable city in all of South Carolina, Mauldin is an absolute charmer. Its abundant recreational activities, community vibe, and diverse cultural experiences make it stand out from the crowd. Quality healthcare, local parks and green spaces, and access to amenities further increase its appeal as a retirement destination.
3. Youngstown, Ohio
Insider Monkey Score: 18
IM Cost of Living Index: 84.2
Livability Score: 80
For those surviving on small Social Security checks and are gloomy about the prospects of the SS fund, Youngstown comes out as a savior. Living expenses in this city are 15.8% lower than the national average, and its solid livability score is a testament to the high quality of life that it offers. Besides its budget-friendly living environment, the city also promises a vibrant arts scene, an active community, and abundant recreational opportunities.
2. Brownsville, Texas
Insider Monkey Score: 22
IM Cost of Living Index: 74.9
Livability Score: 78
The state of Texas is a retiree favorite, partly because of its affordability, and partly because it doesn’t tax retirement income. No wonder more than one city has made it to our list of best cities for retirees. Brownsville is a true charmer when it comes to retirement, offering a wide range of amenities, including the beautiful Resaca de la Palma State Park, the Historic Brownsville Museum, and the Gladys Porter Zoo. Additionally, the city’s proximity to the Gulf of Mexico provides access to beaches and recreational opportunities.
1. Oxford, Mississippi
Insider Monkey Score: 27
IM Cost of Living Index: 82.5
Livability Score: 88
For the retirees who are skeptical about retirement in the year 2025 considering their small Social Security checks, Oxford is here to save the day. Promising a captivating blend of an affordable cost of living index and a high livability score, this city is the perfect place to stretch those dollars a bit further. This center of Southern art, culture, and literature is heaven for literary enthusiasts, offering a cosmopolitan ambiance at a fraction of the price. With its rich history, beautiful parks, and welcoming environment, Oxford presents itself as one of the best cities for retirees in 2025.
Check out our complete analysis here: Latest 2025 Social Security COLA Increase: 15 Best Cities for Retirees.
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