2025 Social Security COLA Increase: 5 Best Cities for Retirees

3. Youngstown, Ohio

Insider Monkey Score: 18     

IM Cost of Living Index: 84.2

Livability Score: 80

For those surviving on small Social Security checks and are gloomy about the prospects of the SS fund, Youngstown comes out as a savior. Living expenses in this city are 15.8% lower than the national average, and its solid livability score is a testament to the high quality of life that it offers. Besides its budget-friendly living environment, the city also promises a vibrant arts scene, an active community, and abundant recreational opportunities.