Unidentified Analyst : Good morning. This is a D J Kulkarni filling in Karina Kumar. Thanks for taking my question. I guess to start it. I appreciate the details on the tech modern strategy but can you touch on how this is progressing and particularly if there are any notable developments on this front within the payments business since the acquisition of Payrailz? And then I have a follow up.
David Foss: So Payrailz is part of the strategy. The idea was that by acquiring Payrailz, we acquire a public cloud native bill pay and overall payments platform that does P2P account to account and business to business payments. And so acquiring Payrailz was to kind of fill that need for a public cloud native payments platform. Our choices were to essentially rewrite iPay and add functionality to iPay, or go acquire something that was already public cloud native and integrated into the solution. So as Greg just highlighted Payrailz is up and running, integration work is being completed, but not much left to do as far as integrating into the rest of solution in the public cloud environment that we’ve created. So it’s progressing beautifully, as far as I’m concerned, from a technology point of view.
Unidentified Analyst : Great. That’s very helpful. And for my follow up, you mentioned Jack Henry began leaning more on CPI Escalators last year, as inflation climbed to kind of record levels. Now there’s expectations of inflation to moderate in 2023, could you just walk us through how this could impact Jack, Henry’s business, if at all?
David Foss: Well, at this point, we’re continuing to implement CPI Escalator. So I stressed two calls ago, I think that’s not a one and done thing at Jack Henry, we don’t do that at one time. And then we’re done doing that, as contracts come up for renewal, those CPI Escalators are implemented for those customers. And we’re continuing to do that. So until we see some significant change in the overall economy, we are going to continue to implement those changes to the level that we think is appropriate and that our customers are expecting, we’ll continue to implement CPI Escalators. We just did another batch last week. And so this is not something that we’re kind of evaluating as a point in time that we’re going to stop or that we’re going to do something different. We’re continuing to do the activities that we’ve been doing. And we’ll do that until we see some change in the overall economy that warrants a change in our practice.
Mimi Carsley : The only add on I would say there is it’s quite early from a fiscal €˜24. We haven’t even started it budget cycle planning. So in terms of being able to indicate utilization, and for next year, I think it’s premature. I would say we’re not reliant on that as a core strategy of our growth though.
Operator: And the next question comes from James Faucette with Morgan Stanley.
James Faucette: Hey, good morning. Thank you so much, Dave, Mimi. Wanted to get your perspective a little bit on the prospect for vendor consolidation in the current environment. I guess I’m wondering if I’m a bank or credit union today, I’m using Jack Henry for core processing, but in past have elected to do best-of-breed software from other lending partners. Am I looking to consolidate those activities in some form or fashion? And how does that give you, what does that do for your sales and sales cycle, et cetera? If that is doing.
