We recently published a list of 11 Best Performing NASDAQ Stocks So Far in 2025. In this article, we are going to take a look at where Jiayin Group Inc. (NASDAQ:JFIN) stands against other best performing NASDAQ stocks so far in 2025.
On March 29, T. Rowe Price portfolio manager Tony Wang appeared on CNBC’s ‘Closing Bell Overtime’ to discuss the current volatility in the tech sector, especially the NASDAQ. The NASDAQ underperformed throughout March and registered the largest decline since June 2022. But the question that now arises is whether this decline and volatility present a buying opportunity or not. Wang leans towards less caution and more confidence in this potential bull market. To support his sentiment, he cited that growth and momentum have both been high in recent years. Tech stocks in particular have seen substantial growth in the past 2 year. He thinks that valuations could further improve, given that the sector recent strong years came from AI infrastructure build out.
Wang also acknowledged that companies are naturally questioning whether current spending levels in the sector are sustainable or not. But he reiterated that compute will retain its value, despite concerns about whether it has a cyclical position or not. He also noted that deep tech could potentially lower inferencing costs and expand market access for companies that enter with limited capital. Like any other sector, cost reduction is an ideal long-term outcome for the tech industry as well.
Our Methodology
We used the Finviz stock screener to compile a list of all the best-performing NASDAQ stocks. We then picked the 11 NASDAQ stocks with the highest year-to-date gains, as of March 31. The stocks are ranked in ascending order of their year-to-date performance. We have also added the hedge fund sentiment for each stock which was sourced from Insider Monkey’s database.
Why are we interested in the stocks that hedge funds pile into? The reason is simple: our research has shown that we can outperform the market by imitating the top stock picks of the best hedge funds. Our quarterly newsletter’s strategy selects 14 small-cap and large-cap stocks every quarter and has returned 373.4% since May 2014, beating its benchmark by 218 percentage points (see more details here).
A close-up of a laptop with a modern user interface for a consumer finance service.
Jiayin Group Inc. (NASDAQ:JFIN)
Number of Hedge Fund Holders: 2
Average Upside Potential as of March 31: 116.64%
Jiayin Group Inc. (NASDAQ:JFIN) offers online consumer finance services in China. It offers a fintech platform that facilitates connections between individual borrowers and financial institutions. It also provides referral services for investment products that are offered by the various financial service providers, along with technology development and services.
The company’s loan facilitation services, which connect borrowers with lenders, are driving its primary growth. Loan transactions at Jiayin Group Inc. (NASDAQ:JFIN) in Q4 2024 totaled RMB 27.7 billion, which was up 37.8% year-over-year. This resulted in loan facilitation revenue of RMB 1.1 billion, which marked an improvement of 46.3%. For Q1 2025, the company has set a loan facilitation volume target of RMB 35 billion, which will be an increase of 55% year-over-year.
Through different acquisition channels and flexible marketing strategies, Jiayin Group Inc. (NASDAQ:JFIN) has improved its borrower acquisition. In 2024, the company added a total of 2.774 million new borrowers, which represented a 45.1% growth. Annual retention rates for borrowers have also gone up by ~7% in 2024 due to differentiated credit growth strategies.
Overall, JFIN ranks 5th on our list of best performing NASDAQ stocks so far in 2025. While we acknowledge the growth potential of JFIN, our conviction lies in the belief that AI stocks hold great promise for delivering high returns and doing so within a shorter time frame. If you are looking for an AI stock that is more promising than JFIN but that trades at less than 5 times its earnings, check out our report about the cheapest AI stock.
READ NEXT: 20 Best AI Stocks To Buy Now and 30 Best Stocks to Buy Now According to Billionaires.
Disclosure: None. This article is originally published at Insider Monkey.
