Independent Bank Corporation (NASDAQ:IBCP) Q3 2023 Earnings Call Transcript

Gavin Mohr : Yes. So, 12% to 15% would be the target, and we will just — we’ll evaluate as we move down to that ratio based on the broader liquidity profile of the bank.

Operator: We have no further questions on the call at this time. So, I’ll turn the call back over to you, Brad, for closing remarks.

William Kessel: Thank you, Lidia. In closing, I would like to thank our Board of Directors and our senior management for their support and leadership. I also want to thank all of our associates. I continue to be so proud of the job being done by each member of our team. Each team member in his or her own way continues to do their part towards our common goal of guiding our customers to be independent. Finally, I’d like to thank each of you for your interest in Independent Bank Corporation and for joining us on today’s call. Have a great day.

Operator: This concludes today’s call. Thank you for joining. You may now disconnect your lines.