David Long: Sure, sure. Okay. Great. Thank you. And then second question, as it relates to noninterest-bearing deposits, the contraction there seems to have stabilized a little bit for you guys. Where do you think that plays out over the next few quarters? Do you see more mix shifting still? And do you have like a percentage in mind that you think noninterest-bearing will get to X percent of total deposits? How are you thinking about that level here in the near to intermediate-term?
Thomas Prame: Thank you for the question. Usually in the — what we see in the fourth quarter is we do take in some tax money from our public funds group that would cause perhaps the average to see relatively stable, if not slightly up there. And then the consumer spending happens in the fourth quarter. The first quarter historically for our business model and our clients usually is an outflow of deposits as people think their tax payments dividend out their company. So I would say we see a slight decline, but nothing of major concern, probably just the seasonality that you saw from the first quarter of last year.
David Long: Got it. Thank you, Thomas. Appreciate it. Thanks, guys.
Thomas Prame: Thanks, David.
Operator: And we have a question now from Brian Martin from Janney, Janney Montgomery. Brian, please go ahead.
Thomas Prame: Good morning, Brian.
Brian Martin: Good morning, everyone. Just wondering if you can talk a little bit about where the — if you talk about being a little bit more targeted on where you’re thinking on loan growth and just kind of getting better yield. Just kind of where you’re focused at today and it sounds like maybe indirect still has some continue to runoff, but maybe just point us a little bit there and just kind of the yield pickup you’re expecting on that with the liquidity levels you guys have.
Thomas Prame: Thank you for the question. I’ll start and I’ll pass over to Lynn to talk specifically about commercial. I’d say from a macro level on the balance sheet, our growth will still primarily be in the commercial and Lynn can talk about the segments there. We’re seeing a natural runoff this quarter of indirect, which is reflective of our pricing. I would anticipate on a go forward, the decline in that portfolio will be relatively neared for the next several quarters. Our consumer portfolio outside of that through the branches has been stable, slight uptick. And then mortgage has been that one there has been a slight up and that’s really because our prepayments are slowing down on that. The originations are relatively consistent with about, as we talked about before about 25% of the originations going on the balance sheet, but we’re seeing slowdowns in payments there which is giving us just I see modestly up, and I’ll pass it over to Lynn to talk about the commercial growth in the various segments.
Lynn Kerber: Great. Thanks, Thomas. I would direct you to Page 6 of our slide deck. We’ve got a portfolio composition for the commercial portfolio. This has been very consistent. You’ll see that our non-owner occupied is 48%, C&I is 25%, and our owner occupied is 23%. This has been very consistent over the last several years. And when you breakdown our quarterly pipeline and new originations, it virtually mirrors this mix. As I made in my commented in my comments earlier, we have been seeing some increase in C&I this quarter. It was 33% versus our portfolio composition of 25%. And this is a continuation of a trend that we’ve been seeing over the last year as we seek to diversify into that sector a little bit more. And that will be a continued trend as we go into next year, expanding some efforts into C&I.
Brian Martin: Okay. And the yield pickup you’re getting on that liquidity then with this type of loan growth, the average yield of Mark, I guess I forget we talked about what the number was. Is that kind of what we should expect as far as the pickup goes?
