Heartland Financial USA, Inc. (NASDAQ:HTLF) Q4 2023 Earnings Call Transcript

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Operator: Thank you. As there are no further questions, I’d like to turn the call back over to Mr. Lee for any closing comments.

Bruce Lee: Thank you, Valerie. Again, I want to thank Bryan McKeag for all that he has done. This will be the last time he is going to be in the room with us. So thank you, Bryan. I really appreciate that. And again welcome to Kevin for his first earnings call with us, really appreciate that. And thank you all for joining us. Our next quarterly earnings call will be in late April. Have a good evening.

Operator: Thank you. Ladies and gentlemen, this does conclude today’s conference. Thank you all participating. You may now disconnect. Have a great day.

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