Jeff Rulis: Okay, got it. Thank you. I’ll step back.
Operator: [Operator Instructions] Next question comes from Matthew Clark with Piper Sandler. Your line is open.
Matthew Clark: Hey, good morning and thanks for the questions.
Randy Chesler: Good morning.
Matthew Clark: Maybe just a little more on the NIM. Do you happen to have the average NIM in the month of June?
Randy Chesler: Let me take a look. So for June we can give you that, Matthew.
Byron Pollan: Month of June, the NIM was [$267 million] (ph).
Matthew Clark: Okay, thank you. And then just on expenses, I think in prior quarters, you talked about doing a lot more with less and the need for having a lot of open vacancies on, in terms of your workforce I guess has something changed, I know the environment obviously changed a little bit, but can you just maybe update us on your thoughts on kind of the resources you have internally and whether that’s still the case whether not you need more?
Randy Chesler: Yes. And Ron may have a little extra color. So yes, we are still seeing some of that dynamic play out. So in the first quarter certainly, we had less hiring than expected. And every quarter now, we do a bit of a bottoms-up approach, where we go back out and see if the open positions are needed. So some of what’s going on, is some of the new technology that we’ve talked about. So a new commercial loan origination processing system, a new account opening platform, new construction management platform, have all — people are getting used to that, and I think as they begin to see some of the efficiencies — we’re starting to see that. So we saw a pretty good size adjustment in the first quarter. Ron, do you want to comment on what we’re seeing now?
Ron Copher: Yes, it just continues to see — just expand a little bit further on what Randy was saying, so the pilot divisions had great success. That’s the beauty of our model. We don’t have to force it down, all 17 divisions and so, it’s really accelerated as people are seeing the benefits and they’re not staffing to the old model, they’re staffing to the technology improvements.
Matthew Clark: Okay, great. And then last one for me, kind of a two part question. Can you give us a sense for criticized classified trends in 2Q versus 1Q. I didn’t see anything in the release. And then any update on office CRE. I think it’s about 10% of your book and whether or not, you guys have done a deep dive and kind of what you’re seeing there as well?
Randy Chesler: Yes, criticized classified we’ve never really talked, disclosed that just because there’s a lot of subjectivity, Tom can give you a little color, though, I think it’s very positive. And certainly commercial real estate office. we can give you maybe step back and give you the context that we look at when we think about that and where we feel that’s going, and obviously, we feel good about it, given kind of our markets and how we’re positioned. But, Tom, you want to comment on that?
Tom Dolan: Matthew on the criticized classifieds what I’ll say is it’s continuing to trend in a positive direction. So we continue to see migration towards the less risk side of the loan portfolio, which we’re certainly happy to see that, we’re currently near record lows, just like we see on the NPA side. And then on the office. Obviously, our portfolio in the office book really matches the footprint. Office located in a lot boots and jeans communities just like that where our divisions are located. So, compared to some other portfolios and certainly a lot of the press around the office real estate, that’s doesn’t really match our portfolio, the average loan size is $680,000 it’s split about 50-50 owner and non-owner, and in terms of performance, especially on the adverse, non-performing side, it’s outperforming the rest of the portfolio.
