Fortune’s Best Places to Retire? Try These 5 Affordable Alternatives Instead

2. Des Moines, Iowa

Insider Monkey Score: 21    

IM Cost of Living Index: 86.8          

Livability Score: 83

Another vibrant city, Des Moines is known for its excellent healthcare facilities, its strong arts scene, and its wide range of recreational opportunities. Besides its reasonable cost of living, Des Moines is also known to be very safe for families and retired citizens. The city offers a blend of urban amenities and outdoor spaces, making it ideal for those who enjoy city life but still want access to parks and nature.