Fortune’s Best Places to Retire? Try These 5 Affordable Alternatives Instead

4. Springfield, Missouri

Insider Monkey Score: 18    

IM Cost of Living Index: 79.0          

Livability Score: 72

Springfield, Missouri, is an affordable retirement destination with a cost of living index of 79.0. Its livability score of 72 highlights the city’s diverse recreational options, including parks, museums, and a thriving arts scene. Retirees can enjoy a low-stress lifestyle while benefiting from affordable housing and a variety of local amenities.