First Merchants Corporation (NASDAQ:FRME) Q3 2023 Earnings Call Transcript

Mark Hardwick: Yes.

Mike Stewart: Valerie, I assume, does that conclude the Q&A portion?

Operator: Mr. Tamayo had a question, but his line may be muted. Okay. So that does conclude our Q&A portion. I’d like to turn the call back over to Mr. Hardwick for any closing remarks.

Mark Hardwick: Great. Thanks, Valerie. I hope you can hear the confidence that we have in our business model. Our margins are healthy. Our capital is strong. Our efficiency is in top quartile kind of performance range. And more importantly, we’re confident that we will continue to achieve our growth rates for both loans and deposits into the future. And if we do that, we’re taking care of the needs of the community that we serve and likely taking care of all of our stakeholders. So, we appreciate your time today. We appreciate your investment and interest in First Merchants. Look forward to talking to you soon.

Operator: Thank you. Ladies and gentlemen, this does conclude today’s conference. Thank you all for participating and have a great day. You may all disconnect.