John Campbell: Okay. That’s helpful. And then one last one here on escrow and other within title, we’ve always kind of modeled that near the direction of direct premium revenues. It looks like that dropped about half the rate of direct this quarter. I mean, I know you’ve got title point in the mix now. So maybe if you can help unpack that and maybe just kind of rule of thumb how to think about modeling that relative direct at least over the next couple quarters?
Tony Park: Yes, John. This is Tony. That’s a valid point. Certainly part of that line item you should model exactly as direct title premiums would change. That’s really our escrow fees and to some extent some other fees that go in there, but there are some other businesses in the best, probably the best spot to find those would be in our footnotes to our Qs and K where you can see that broken out. But we have businesses like loan care which is our loan sub-servicing business and home warranty. And to your point, title point and a couple others, although title point audit trend fairly closely I think with the Title business overall. But we did have some pretty strong performance from both loan care and home warranty in the second quarter. And that’s probably why there’s a bit of a disconnect in terms of the trajectory or the change in that line item relative to direct premium.
John Campbell: Okay, thanks. And then the – just the margin on those two that you just call out loan care and home warranty, how does that compare roughly to the kind of blended margin?
Tony Park: It really depends on the performance. I mean, home warranty can be a single digit performer at times and all the way up to in a strong quarter, maybe even 15%, but generally lower than what we would generate in the Title business. And then loan care is another one of those where you could have a 5% performance in a tough quarter, but when you say Mike, it’s more of a 12% to 15% performer loan care.
Mike Nolan: Over a longer time horizon, but yes, you can have periods where it can get single digits.
Tony Park: Yes.
Mike Nolan: But we would expect it to be, I think over a longer horizon a 10% to 13%, 14% margin producer.
John Campbell: Thanks for the color guys.
Mike Nolan: Thanks.
Operator: Thank you. [Operator Instructions] Our next question comes from line of Mark Hughes with Truist Securities. Please go ahead.
Mark Hughes: Yes, thank you very much. Good morning.
Mike Nolan: Good morning.
Tony Park: Good morning.
Mark Hughes: Tony, did you give the year-over-year for July for commercial or and purchase daily orders? I think you gave this sequential, but I’m just sort of curious if it was a year-over-year as well?
Mike Nolan: Yes, Mark. It’s Mike. So we opened in the second quarter for commercial per day 784, and that was down 22% from the second quarter of 2022, which was 1,003.
Mark Hughes: And then I was thinking you gave July on a sequential basis, but if you gave it year-over-year.
Mike Nolan: Yes, July over June was up…
Mark Hughes: July over July; do you have that?
Mike Nolan: Oh July over last year’s July?
Mark Hughes: Yes.
Mike Nolan: Let me find it. We didn’t actually give that. We give July over this year’s June. July over last year’s June Mark was down 13%.
Mark Hughes: July over July was down…
Mike Nolan: The comps get better, obviously as we had commercial fall off in the back half of last year, as you remember. So the comps improved in July.
Mark Hughes: Okay. Do you have the residential purchase July over July?
Mike Nolan: I do, it was down 6%.
