Equity Bancshares, Inc. (NASDAQ:EQBK) Q1 2024 Earnings Call Transcript

Brad Elliott: Yeah. We’re absolutely being proactive on looking at that. I mean that’s why we try to work ahead at least at a minimum, a quarter ahead to have those conversations. And then, as we’re bringing them into credit committee, we have those discussions on yields and then also on ones in which there might be something that we just don’t like the credits. And as Krzysztof has done and his team has done, I mean, we’re doing a lot of stress testing on it to understand if rates are being reset, what that’s going to look like. So that — we’re working well ahead of that. We know that now. We know that in advance for those ones that are at very low rates being raised up based on what their performance has been, if they can handle it or not. So yes, we’re absolutely doing that proactively.

Damon DelMonte: Got it. Okay. Great. That’s all that I had. Thank you very much.

Operator: Thank you. We have no further questions in the queue at this time. So, this will bring us to the end of the Equity Bancshares Incorporated Q1 2024 earnings conference call. Thank you all for joining. You may now disconnect your lines.